Is it possible to buy primary tradelines?

Answer 1

It's possible, yes, but not a good idea. Most of the time what you're buying when you buy a tradeline is the labor cost for someone to make up information--which is outright fraud. Instead of buying a primary account with falsified payment history through a shady company, the best practice is to assume a debt instrument through a debt factoring or purchasing company. I know that Assumable Assets, Inc. is probably the most well-known one. They have you take over an account and make a minimum monthly payment, and you inherit the payment history originally tied to the account minus the derogatories since they are connected to the original account holder and not to the account itself. They're at www.assumableaccounts.com if you wish to read more information, although there are a lot of press releases and other literature on them if you want to research it further.