It is possible to apply and be accepted for a credit card with no credit history but it can be difficult. Some ways around it are to apply for a store credit card as they are known to accept people who have no credit history more frequently than through other methods. Also some credit card companies have an option to include a co-signer who can help with your chances of being accepted if they have a good credit history.
Credit cards for people with bad credit are secured cards issued by banks. It is also possible to get unsecured cards with low interest rate or zero APR for the first six months. Negotiations can be done with the bank that issued your credit card.
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Aqua credit cards can be good for people with bad credit because they offer flexible payment dates as well as manageable monthly payments. You can establish good credit history with Aqua cards that will help your overall credit rating.
So that they have an easier time getting loans and credit cards
So that they have an easier time getting loans and credit cards
Credit cards for people with bad credit are secured cards issued by banks. It is also possible to get unsecured cards with low interest rate or zero APR for the first six months. Negotiations can be done with the bank that issued your credit card.
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Aqua credit cards can be good for people with bad credit because they offer flexible payment dates as well as manageable monthly payments. You can establish good credit history with Aqua cards that will help your overall credit rating.
So that they have an easier time getting loans and credit cards
So that they have an easier time getting loans and credit cards
If they have never taken out a loan, credit card, or anything else, there is no credit history. You should start building credit while in college - small credit cards and student loans are good ways.
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
Citi, being a very large financial institution, offers many different credit cards for any possible lifestyle. Their credit card lineup includes basic cards, rewards cards, and special cards for people with exceptional credit scores.
Credit cards with low credit limits and secured credit cards are typically the fastest way to build credit quickly. These cards are designed for individuals with limited or poor credit history and can help establish a positive credit history when used responsibly.
"Yes. If you have good enough credit, and a good stable employment history, there are several credit cards you can apply for and then if you are approved you can instantly use them."
No, it is generally not possible to transfer a credit card to someone else. Credit cards are issued to individuals based on their creditworthiness and financial history, and cannot be transferred to another person.
It is possible that you will show a low credit score if you have no other loans, credit cards, etc. You have to have revolving accounts or other accounts to establish credit. If you are having trouble getting a credit card you can try and get a secured credit card, or have a co-signer help sign with a application for credit.