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Many credit card issuers will either close the account or reduce the amount of available credit if a card is not used once in a while. The preferred frequency of usage is often arbitrary. However, using a card occasionally and then paying it off right away--within a day or two--would usually avoid any interest and keep the account alive.

If one already has an account, the available credit helps to improve one's credit score. Therefore, it is important to keep the account alive.

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15y ago

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Can you track your credit card purchases and activity?

Yes, you can track your credit card purchases and activity by reviewing your monthly statements online or through your credit card issuer's mobile app.


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One of the best ways to rebuild your credit is to get a prepaid credit card. You will have a credit limit of the amount that you have chosen to place on the card. They report the payments to the credit bureau and some will even upgrade you to a regular credit card after a year of activity.


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If you did not pay your credit card what happens?

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