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The principal of sharing data is taken from the concept of distributed database. The final architecture of Core Banking System is created from the slight modification of distributed data base. But the following characteristics are conformed:
- Transparency of Data -The user of the core banking system do not aware of the location of the data. The schema level transparency is achieved in CBS.
- Loosely coupled architecture.
- No sharing of hardware component.
- Data or schema fragmentation
- Data or schema allocation
- Distributed Transaction Management, etc.
The distributed transaction management model and its associated protocols are the basic building blocks for accessing various means of money in CBS. Accessing money in various means includes internet banking, multiple debit cards, cheque facilities, ECS, and NEF etc.
Overall CBS provides the banking system a tremendous boost and make easy the life of common people as well as large business players.
Supriya Chakraborty
Assistant Professor,
JISCE, India
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