Cards in this guide (25)
What is a health insurance deductible
The "deductible" is the dollar amount of health care costs that
must be borne by the insured individual before the insurance
coverage takes effect. Once the insured patient has paid that
dollar amount, further costs will be borne by the insurance
carrier.
These out-of-pocket costs may be set on both a per-event and a
yearly basis.
Do planets change position during each season and when do they change for each season
Planets change from season to season because that's just the way it is get that is just the way it is
What can you do in addition to cutting all unnecessary expenses to make sure your expenses don't exceed your income
Get another job to increase income.
What is the reason for putting yourself on a budget
People put themselves on a budget to keep their expenses below
their income.
What provides a bank with collateral on a car loan
What describes how a fixed-rate mortgage works
The monthly payment on a fixed-rate mortgage never changes.
What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage
Government mortgages charge lower interest rates than
conventional mortgages.
What can discretionary funds be used to pay for
Discretionary funds are government spending by passing an
appropriations bill to pay for a program such as military spending
or education. The money is raised and can only be spent on the
program in the bill.
Socially responsible consumers prefer to buy from companies that use what
How can the news media help protect consumers
By investigating and exposing bad products and business
practices
Which of these is a way that individuals can be socially responsible
Which of these makes a student loan different from other types of loans
Students don't have to provide any collateral to get a student
loan. On some student loans, payment may be deferred until the
student is out of college.
Consumers use cost-benefit analysis in order to maximize what
Consumers use cost-benefit analysis in order to maximize
utility.
What is the benefit of purchasing a product with a warranty
You'll get a repair or replacement if the product is damaged or
defective
What is one of the monetary benefits of attending college
Increased earning potential in the future
Consumers can use lobbying to accomplish what
To get the government to pass new laws
What is an example of a flexible expense
Why would you need a credit card if you are not working
you will need a credit card if your not working because you have
no money so you use a credit card to borrow money from the bank.The
disadvy :(antage of that is that later you have to pay :(
What are the correct steps to show how a budget is made
Where can one find apartments for rent in Utah
One may find an apartment for rent in Salt Lake City, Utah with
a 1 bedroom apartment being the smallest and less expensive and a 3
bedroom apartment being the biggest and most expensive.
How do credit card companies use a persons credit report
To determine if that person should be given a loan or credit
card
Whats the difference between buying a car with a loan and leasing a car
When you have paid off the loan the car becomes yours.
When leasing a car it never becomes yours.
What production practices promotes sustainable developement
The use of renewable resources
Match each fee below with the situation where a credit card customer would get charged.
Potential Matches:1 : You use a new credit card to pay off the $2,000 you owe on another credit card.
2 : You use your credit card to take out $200 in cash from an ATM.
3 : You forget to send in your minimum monthly payment one month.
4 : You charge $800 on a credit card that has a $500 spending cap.
Answer : Balance transfer fee
: Cash advance fee
: Late payment fee
: Overlimit fee
Banks that are locally owned and operated