If both husband and wife are covered in health insurance policy, then they are entitled to a family discount the quantum of which vary from company to company and is deducted from the total premia amount.
No.
If you are currently covered on your wife's health Insurance as well you should be fine.
Yes it dose
Yes, you can use both health insurance plans to help cover the costs of having a baby. This is known as coordinating benefits, where both insurers may contribute to expenses. Typically, one plan is considered the primary insurer, which pays first, while the secondary plan may cover any remaining costs. It's essential to check with both insurers to understand how they handle maternity claims and any potential out-of-pocket expenses.
timing for man discharged
Your insurance provider can help you with that information. Whether treatment is covered, and to what extent, depends on the health insurance policy. Before seeking treatment, you and your wife should know what benefits you have and what out-of-pocket expenses are involved. You'll find a toll-free number on your insurance card that you can call for assistance.
It depends on the terms of the insurance plan. Benefits are not usually paid for suicides.
Yes it covers life insurance not health insurance
No she will no longer be covered
In theory, yes. For example, health insurance might be offered to each of husband and wife through their employers. If, for some reason, both accept the insurance, they are each, again in theory, covered by two policies of health insurance. That said, heath insurance policies routinely contain "coordination of benefits" provisions which anticipate situations like this. Those provisions allocate responsibility for the covered expense between the insurers. In no event can either the insured or the health care provider collect twice, because the purpose of the insurance is to assume the responsibility for paying the expense, rather than to allow either party to profit from it.
Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her?
No, if she was the named beneficiary the benefits belongs to her, and she has no legal responsibility for the deceased's children.