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What else can I help you with?
Do you have to pay a deductible if your car is involved in a hit and run accident?
If the party who caused the accident is not located, then you probably will have to fork over your standard deductible.
What does the term standard means as it relate to Medicae supplement benefits plans?
In the context of Medicare Supplement (Medigap) plans, the term "standard" refers to the uniform benefits that each plan type offers across different insurance providers. For instance, all Plan G policies, regardless of the insurer, must provide the same basic coverage, which includes benefits like copayments and coinsurance for hospital stays. This standardization allows consumers to compare plans easily and choose one based on cost and provider reputation rather than differences in coverage.
Will homeowner's insurance pay for raccoon damage?
Generally yes, subject to your standard deductible if any.
Do you have enough deductible expenses to make itemizing worthwhile?
When filing your taxes, you can take the standard deduction or check to see if you have enough deductible expenses to make itemizing worthwhile. In many cases, itemizing is the best option. To see if you have enough expenses, total them and compare them to the standard deduction.
Is there a body shop that pays your deductible when you get your car repaired"?
Yes, some body shops offer to cover or waive your deductible when you get your car repaired, but this is not a standard practice and may vary depending on the shop and your insurance policy.
Are pet adoption fees tax deductible?
No, adoption fees or donations made to adopt any pet from a shelter is not tax deductible. But if you make a donation beyond the standard fee that is tax deductible if the shelter is a tax exempt entity. This means they need to be a 501(c)(3) organization and filed with the IRS.
How does the deductible in the earthquake insurance endorsement different than property coverage form?
Your standard home policy usually has a set deductible such as $500, $1,000 or $2,500. These are the most common I have seen. The earthquake deductible is usually a percentage of the total coverage such as 5%, 10%, 15%, 20% or 25%. These are the options I usually see. The deductible is a percentage of the total dwelling coverage. If you have a dwelling coverage limit on the earthquake policy of $200,000 and a 10% deductible, your deductible would be $20,000. There is a company called GeoVera that writes a separate policy for earthquake and offers up two different policies. A comprehensive and standard policy. With the comprehensive policy, they wrap all the coverages up into one lump sum and then apply the deductible to that amount. With the standard policy, there is a set amount for the dwelling coverage and then minimal coverage for the other categories such as contents coverage and loss of use. You may want to call the agent that writes your current home insurance policy to see what option they have available.
Does homeowners pay for fence damage by wind?
Subject to your deductible, yes a standard HO3 policy should cover your wind damage.
What is medicare deductible How much is allowed for mileage to and from medical doctors and hospitals?
medicare deductible is the amount you must pay each year before Medicare starts paying your claims. $800 With standard deductions allowed by the government to the doctors and hospitals.
What is deductible buy down insurance?
A standard insurance policy provides for deductibles (or excess) clause, i.e., a claim is settled by the insurer only in excess of the limits specified under this clause. The insured can buy supplemental insurance to cover a part or full of this "deductible" amount. This supplemental insurance is called deductible buy down insurance.
Does AOP deductible apply to commercial property?
Yes, an "All Risk" or "All Other Perils" (AOP) deductible can apply to commercial property insurance. This type of deductible is often a standard feature in commercial property policies, meaning it applies to most covered losses, except for those specifically excluded in the policy. It's important for business owners to review their policy details to understand how the deductible works and what losses it covers.
How do you determine coordination of benefits?
Standard coordination of benefits goes in the following order for an active employee, not a retiree: Employee: Policy in which you are the subscriber is the primary. If you are the policyholder on more than one policy, whichever policy has been in effect the longest is primary. Dependent children: For natural parents still married, or without court order, coordination of benefits follows birthday rule. The parent who's birthday falls first within the year (goes by month, not year) is primary. For parents with court order, the parent named is primary. For parents divorced/separated with spouses and no court order, custodial natural parent is primary, then spouse of custodial parent, then non-custodial parent, then spouse of non-custodial parent. If dependent children are also covered by the state, state health policies always are last in line to pay benefits. For retirees (65+) still on employer policies and covered by Medicare, Medicare is primary and employer policies are secondary.
