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Both HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) plans attempt to limit medical expenses by restricting your choice of healthcare providers. With a typical HMO plan, you will have to coordinate most of your care through a primary care physician (PCP) who will refer you to specialists as needed. By comparison, a typical PPO plan will allow you to choose your own doctor and see specialists without a referral, but your claims will only be paid at the highest level when you see health care providers that participate in the insurance company's network of 'preferred providers.'
Historically, HMO plans were known for placing a special emphasis on general wellness and preventive medicine, but many PPO plans now provide coverage for preventive care as well. The health reform bill President Obama signed into law on March 23, 2010 will strengthen the preventive care coverage provided by many health insurance plans.
The information provided here is only intended for the purpose of general comparison. In fact, many PPO plans function almost like HMO plans, and vice versa. If you're shopping for coverage, a licensed health insurance agent can help you understand which health insurance plan is best for you, at no extra cost.
What else can I help you with?
do you except ppo insurance?
do you except ppo insurance
What are some examples of PPO insurance plans available in the market?
Some examples of PPO insurance plans available in the market include UnitedHealthcare PPO, Blue Cross Blue Shield PPO, and Aetna PPO. These plans offer a network of healthcare providers and allow members to see specialists without a referral.
In what year did Polypore International Inc - PPO - have its IPO?
Polypore International Inc (PPO)had its IPO in 2007.
What services does PPO insurance offer?
PPO refers to Preferred provider Organization. The PPO provides medical services from doctors, hospitals, or other health provider at a much more cheaper price.
When did PPO begin?
1972
Is Aetna Select Open Access a PPO or HMO?
Aetna Select Open Access is a PPO (Preferred Provider Organization).
What are the pros and cons of PPO dental insurance?
A pro of having dental insurance from a PPO health provider is you get to choose which dentist or specialist you want see. A downside is the PPO plans are generally higher in price because of this luxury.
Are braces cheaper with a PPO or HMO dental plan?
PPO is always better you pay more for it but it pays off as soon as you use it
Does blue cross blue shield ppo pay for breast reduction?
does blue cross blue shield ppo for breast reduction
Is there an Insurance named 'Multiplan Nationwide PPO?
I just got ripped off . I thought it was Nationwide there is not a Multiplan Nationwide ppo. They are a scam.
What is the market cap for Polypore International Inc PPO?
As of July 2014, the market cap for Polypore International Inc (PPO) is $1,982,543,106.24.
Is Aetna Open Access a PPO plan?
Yes, Aetna Open Access is a type of Preferred Provider Organization (PPO) plan.
