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I need dental insurance for myself i havent been to the dentist in probably 6 years and my family has bad teeth. My teeth probably need to get pulled out what would be a good insurance for me that will cover all most all of the cost if i need dentures?
Caution as dental health can effect your heart etc. Decay can spread infection through your body. If you are low income you may qualify for services in your community. If your income is higher search dental insurance online although most only cover up to 1000 dollaars and have pre ex limitations. Try www.DentalPlans.com for help
Insurance that covers braces?
Some dental insurance covers orthodontics and some does not. Most dental insurance purchased on an individual basis does not cover orthodontics and only a fraction of dental insurance provided from your employer covers this. Be aware that even if orthodontics is covered on group dental insurance that it usual has a waiting period where you must be on the policy for up to two years and even then the orthodontics coverage is limited to a set percentage. Normally if covered it only covers half of the cost of braces and up to a limit of $1000-2000 maximum. Dental insurance is very simple usually and you can get a brochure from the provider or just call the toll free number on the back of your insurance card.
What is the average life insurance coverage?
Most popular life insurance plan is the 20 years Term Life, with guaranteed fixed premiums for the length of the contract. This is due to the low cost per amount of benefit coverage. Average amount purchased is recommended to be 10 to 20 times your annual income.
What is an immediate fixed annuity?
They are a type of life insurance contract. It is an insurance policy where by paying a sum of money, it is guaranteed that the provider will make a series of payments. They may be a fixed term or number of years or may be until death.
Give a definintion for the term life?
Term life insurance is a type of life insurance that is paid at a fixed rate for a fixed amount of years. After those specific years, rate is no longer guaranteed and the owner of the policy can opt out or can contiue the policy paying what ever rate is assessed
What is depreciation of fixed assets?
Depreciation is the method of allocation of part of cost to all fiscal years to which fixed asset is used for revenue generation to income statement
I have no dental insurance and have to pay out of my pocket, I am 71 years of age and I live only on security benifits so I don't have a lot of money to spend.I need a good price,?
“I have no dental insurance and have to pay out of my pocket, I am 71 years of age and I live only on security benifits so I don't have a lot of money to spend.I need a good price,”
Does uniform medical dental pay for dental implants?
I found that implants are covered once every seven years but there seems to be many limitations associated with the implant procedure. Always contact your dental insurance provider to double check what is covered and what is considered a limitation.
Are refinance mortgage rates fixed or adjustable?
Yes they are fixed and adjustable, if you are expecting bigger income soon or selling the house in the next 5 years then adjustable is recommended, otherwise its much easier and simple to have a fixed rate.
What is long term disability insurance?
Long Term Disability Insurance (LTDI) is a type of insurance that protects your ability to earn income. LTDI benefit periods can be 2 years, 5, 10 years, or to age 65, 67 or age 70. When you get sick or hurt and can't work, a monthly benefit is paid to cover for some of the lost income. When taking a disability insurance policy it is advised to try to protect as much of your income as possible, and with the right riders you can protect up to 100% of income (if you include the "catastrophic disability rider" on top of the base benefit.
Can I find cheap individual health insurance if I'm 35 years old and perfectly healthy?
There are many self insurance options available,depending on your income you may qualify for free health insurance.
Choosing The Right Dental Insurance?
Let's face it, dental insurance isn't what is used to be. In years past, employers could offer extensive dental coverage plans that could meet your needs with little out of pocket expenses. Today many employers offer little or no dental insurance at all and the price of quality dental care is rising. Many people have turned to shopping for a comprehensive plan to meet their dental needs. There are plenty of insurance companies that offer great dental plans, but which one is the right one for you? Beware of getting the cheapest insurance possible as it may fall short of the coverage you truly need. But watch out for a dental plan that costs you hundreds and provides you with coverage that you will never use. To choose the plan that is right for you, you will need to evaluate what your dental needs will be. If you have a great set of teeth and only need routine checkups, then choose an inexpensive plan that will cover all or the majority of the cost of your routine cleanings and x-rays. If you have occasionally needed a cavity filled or have braces, then you need to choose a plan that covers more extensive dental work. When comparing dental plans, consider the total cost of your premiums, all of your deductibles, and the amount that will not be covered for the dental procedures you think you will need to most. For example, one dental insurance may have a premium of $500 per year, but will only cover 50% of the cost of a filling. A different dental insurance may require a yearly premium of $800, but will cover 100% of the cost of the same filling. If you have a dental plan that you are happy with, continue to occasionally shop around for a better deal. Right now, companies are competing hard for your business, and in today's economy every dollar saved is as important as ever. Obtaining dental insurance is not impossible and with a little knowledge and patience you can find a dental insurance plan that is right for you and your family.
