In most cases, yes, a spouse can withdraw money from a joint account without permission since both parties have equal access to the funds. However, it is important to establish clear communication and agreements regarding financial decisions within the marriage to avoid conflicts.
Yes. Generally in the US, either owner of a joint account can use it without the other's permission. In New Zealand this depends on the signing authority that is set up for the account. If two must sign, then you cannot, if either of you can sign on the account for various purposes, you will be able to.
no
Not without permission of the court.
If you give permission, your spouse can get medical records from before marriage. Without your written permission, your spouse can't legally obtain such records.
Without their permission, yes.
Yes, especially if your spouse pays towards the insurance benefits out of his/her check.
Yes.
If you have his permission yes.
Yes, in many cases you can be held liable for debts incurred on an account your spouse opened in your name, especially if it is a joint account. It's important to address the issue as soon as possible to minimize any potential negative impact on your credit.
If, your spouse uses your information without permission you should be able to receive a note about it. When you do receive the note speak with your wife nicely and then report to the location of your information holder and ask for it to be changed.
no that is incorrect.
no, you have to be there to show ID and sign paper work.