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Only courts can do that. If a collection agency wants the power to put a lien on, they have to sue you.

Look into Federal Trade Commission and Ohio law via Google.

You have more protection than you imagine. For example, you can write to a collection agency and tell them to stop contacting you and they must stop. If you are willing to take their calls, they must call at reasonable times, no more than daily and they can't threaten you with any action they don't really intend to take, e.g. suing you for a small debt.

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18y ago

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