Can a person file Chapter 7 bankruptcy without an attorney?

Answer 1

HOW TO FILE BANKRUPTCY WITHOUT A LAWYER"BANKRUPTCY SOFTWARE FOR CONSUMERS" sources are available on the internet for under $50 to assist you in filling out the paperwork, but there is much more involved.

FILING BANKRUPTCY WITHOUT A LAWYER is a very straightforward process, even for the individual, if done right. There are steps that need to be followed, AND FOLLOWED IN ORDER for a successful bankruptcy discharge (wiping out) of debts.

A useful HOW TO FILE BANKRUPTCY WITHOUT A LAWYER tutorial can be found at the following link, outlining all the steps involved in the bankruptcy process:

http://www.ezbankruptcyforms.com/how-to-file-chapter-7-bankruptcy-without-a-lawyer.html

Many of the steps involved for a SUCCESSFUL BANKRUPTCY DISCHARGE intentionally sound intimidating, but they are actually very low hurdles to get by. You must complete many of these steps on your own, whether you hire a lawyer or not. If done right, one should be able to receive a bankruptcy discharge without a lawyer within about 100 days.

A lawyer will save you very little time in the process, but DOES provide guidance on the steps involved in the link above. If you cannot handle preparing for this, you may want to consider actually hiring a lawyer.

Yes there is and if you follow the link below, it will take you to a free site that will send your free forms, and give you all the help you need no matter what state you are in, and it is free, now there are some paid stuff on the page as well but you can bypass those.

http://tinyurl.com/bankruptcyhelpfree

it will be unbearable with out a lawyer. since you are filling anyway just stop paying your bills and use that money to pay for the lawyer. as soon as you file the forcloser will stop.

Source(s):You can go some financial expert. Try to visit this:http://freshstartsolutions.com.au/bankruptcy/#bankruptcyoption

Answer 2

BANKRUPTCY WITHOUT AN ATTORNEY IS POSSIBLEONLINE BANKRUPTCY is becoming more popular these days with various online tutorials and BANKRUPTCY SOFTWARE FOR CONSUMERS programs...but before you proceed in "pro se" (representing oneself), you should become familiar with what you are getting into.

First off, I am assuming that if you are asking this question, you are an "individual" (as opposed to a business). There are several different "Chapters" of Bankruptcy that you can file under, whether you are a legal entity or an individual. Only persons can file a Chapter 13.

Chapter 13 is a bankruptcy "repayment plan", where (simplifying things a lot) the debtor agrees to a plan with his/her creditors and the judge to repay the debt over a period of time at a lower interest rate.

Chapter 7 is a "debt liquidation", where the debtor proves insolvency (mostly due to loss of wages) in order to have his/her debt completely wiped out by the courts. Chapter 7 seems more desirable for a debtor to file than Chapter 13, so the Federal Government has developed a system to see if a debtor can actually qualify for Chapter 7. It is on a Federal form commonly known as the "Means Test".

Some courts have a "pro se" clinic periodically or a pro se lawyer providing limited legal assistance to filers representing themselves.

Pro se filing, while not common, IS possible, and you CAN get a discharge on your own. There are certain steps that need to be followed in order (they seem to be detailed in the "How-To" sites above), and your forms must be filled out properly. If you have the means, you may want to spend $50 or so for a good BANKRUPTCY SOFTWARE FOR CONSUMERS program to have that portion run smoothly.

Filing "pro se" can save you a lot of legal fees, and CAN be done, but you should still plan on spending about 5-6 hours getting your paperwork in order. Chances are, though, that if you are considering BK, you may have a little extra time on your hands anyway.

Even following the above directions this will seem very difficult at first, but you should be able to gain some familiarity after a few hours.

Answer 3

An individual can file bankruptcy without an attorney, and therefore file without attorney fees. But the process is complicated and would require a person who is knowledgeable of the United States Bankruptcy Code, the Federal Rules of Bankruptcy Procedure, and the local rules of the court in which the case is filed. The rules are very technical, and a misstep may affect a debtor's right. The long-term consequences for filing bankruptcy are very heavy.

There are attorneys who provide certain free legal services and consultations to determine the best avenue in debt management. These may also provide assistance to those qualified, in no down payment or monthly installment plans. It would be best to contact those attorneys directly for a list of services.

Answer 4

While it certainly is possible, it generally is not a good idea to tackle a bankruptcy filing without professional advice. Since bankruptcy rules are set by specific states (and some local courts), any legal advice you receive online may not be in your best interest. Some law firms will work with you to give you only the amount of assistance you need for reasonable fees, such as answering specific questions.

If you choose to go it alone, there are many sites on the Internet that offer do-it-yourself bankruptcy kits customized for your state. You can search the Internet for "do it yourself bankruptcy" to find many options.

First - BANKRUPTCY IS ALWAYS HANDLED IN FEDERAL BANKRUPTCY COURT. Under Federal Laws. (There are some State of residence considerations, but they are overall not that important...and really to help the Federal court apply the laws to make sense for the area it is operating).

You can represent yourself for capital murder, even serial murder. Of course you can represent yourself in bankruptcy. But, especially as you even had to ask, and there are many possible outcomes in any court case, AND CONSIDER ALL YOUR CREDITORS WILL HAVE LAWYERS, you really need one.

Answer 5

Yes, this is called in pro se. However, most of the pro se cases are not successful and are eventually dismissed. Shop around, any competant lawyer can handle and bankruptcy for you, and although there will be expense, it will be cheaper in the long run.

Answer 6

Bankruptcy without money or a lawyer is possible. I think you should need a financial advisor first to consult a financial advisors ifyou can decide if bankruptcy is right for your situation.

I found one here who are experts about that freshstartsolutions.com.au/bankruptcy/

Answer 7

how do you file bankruptcy in Florida without a lawyer

Answer 8

I think it is not possible, but there are many lawyers who provide free legal advice. You can consult with them for free of cost.