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If a derogatory item has been removed from your credit report, it should not show up again if the situation was resolved. Contact the credit bureau and ask that it be removed.

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9y ago
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15y ago

Absolutely , my aunt hired a company to do this for her for cheap and her score went up 40 points. She filled out a free online evaluation form at Good luck.

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Q: Can derogatory items reappear on your credit report after it has been removed?
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Related questions

When an item goes off your credit report does your credit score increase?

When a derogatory item is removed from your credit report, them yes, your score increases. If you have a credit account with no derogatory items (late payments) and you close it, then your score is likely to decrease.

How many years will derogatory marks stay on your credit report?

Derogatory marks such as late payments, foreclosures, or collections typically stay on your credit report for 7 years. Bankruptcies can remain on your credit report for up to 10 years.

If you pay off a 12 year old judgment will it reappear on your credit report?


How long will it take for bad credit to be taken out of your record?

The date when the derogatory account is going to be removed from your credit report is known as the FCRA Compliance Date. Most derogatory accounts remain on your credit report for 7 years. Although there are exceptions. Chapter 7 bankruptcy accounts will remain on your credit report for 10 years. A tax lien may report indefinitely. You can try to have the accounts removed before the FCRA Compliance Date by contacting the credit bureaus, collection agencies, and original creditors. If you don't know what you are doing you will need to do quite a bit of research on how this process works, or you may hire a professional credit repair company to help you.

Asking If you pay the collection agency can you have the derogatory item removed from your credit file?

pay the collection agency, then check what their report is about you, if not good threaten to get a attorney and bring suit

Can you call an old credit collector and ask them to remove a Derogatory mark from your credit report?

yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed

Is there a way to get bankruptcies and foreclosures off of credit reports?

You can attempt to have this information removed from your file just like you would any other derogatory information. You should be aware that legal items are verified prior to being placed on your credit report, have different standards of verification and (unless they are on your report in error) usually are not removed.

How does having a repossession removed from your credit report affect your credit?

Anytime a negative item is removed from your credit report, it will raise your credit score unless new collections are added to your report.

When will a 1999 discharged bankruptcy be removed from a credit report?

It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.

How do get a discharged chapter 7 removed from your credt report?

You cannot get it removed from your credit report. It will be on your credit report for 10 years and it will affect your ability to get loans and other type of credit accounts.

Will a credit score change when a discharged bankruptcy is removed from the credit report?

Yes, but only after the bankruptcy is removed from your credit report - which can take over ten years from the discharge.

How do you remove lien from credit report?

How can I get a lien removed from my credit report what is the statute of limitation law?