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What else can I help you with?
Does a real estate lien from an HOA affect your personal credit?
The lien can be reported to a credit reporting agency.
A lien was filed due to credit card debt. I had no personal property at the time the lien was filed about 3 years ago. How does this affect my credit?
The lien is probably still in place, and the fact that it was filed is still on your credit file.
If someone is renting a house that is NOT in their name and the owner of the house has a lien filed against them how does that affect the renter and their credit?
It would not affect your credit at all because you are merely the tenant and are renting the property. Since you do not own it, and the owner is the person that has the lien filed against them, it will not affect you or your credit.
Can a junior lien supersede a senior lien?
A junior lien can supersede a senior lien only if the senior lienor subordinated their lien in writing and recorded in the land records.A junior lien can supersede a senior lien only if the senior lienor subordinated their lien in writing and recorded in the land records.A junior lien can supersede a senior lien only if the senior lienor subordinated their lien in writing and recorded in the land records.A junior lien can supersede a senior lien only if the senior lienor subordinated their lien in writing and recorded in the land records.
Can lien on a house affect the owner's credit if the house was bought with cash?
Yes. A lien will show up on your credit record whether you paid cash or mortgaged your property.
If you own a scooter in California that has a mechanic's lien on it will it affect your credit?
If it shows on your CR, it will effect how lenders extend credit to you.
My condo community has decided to put new siding on your homes and if I don't pay 5500 they will put a lien on my home. Will that affect my credit rating?
Yes, a lien on your title, which clouds it, becomes public record and can affect your credit rating.
Can a construction lien appear on your credit?
Liens placed upon your real property do become a part of your credit history however a single incident does not adversely affect your credit rating. Multiple liens or a pattern of liens will affect creditors decisions to extend credit to you.
Can a junior lien be interest only?
no
Can a debtor give a junior lien in proparty that has first lien?
That's the only type he can give...junior tot he first one.
Will IRS tax lien affect credit score?
Generally, tax liens (both state, county and federal) do appear on your credit report and will impact your credit worthiness.
If you're refinancing your house but the contractor who was renovating is putting a lien on the house because you still owe him a small amount of money will that affect the refinancing and your credit?
If the lien is reported to your the 3 credit reporting agencies or even one as a collection it will effect your credit. If the lien is just on your home it will not effect your credit however you will have to pay the lien off when you sell or refinance your property. Also some of these liens have running interest which can be a shock in the future.
