When you have a lien it shows on your credit rating, this is because money is owed to someone and not paid, also if you want to sell your house the lien would have to be paid off first, it also remains on your credit rating for 7 years.
No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.
I mean is can the house have a lien put on it by the credit card co.?
It depends. Some credit cards come to you as equity loans (you activate the card, it gives you a limit on the card equal to the equity on your house) and if you don't pay off the loan, the house belongs to the company. If it is a regular credit card and you don't pay, they may take you to court and win a judgment against you. That would allow them to put a lien on the house in the amount of the judgement. So, to answer your question, yes, there are ways that a credit card company can put a lien on your house.
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Yes.
Yes, a credit card company can put a lien on your bank account or your house in North Carolina. They would have to go to court and obtain a judgment and will probably not do this unless you owe a large amount.
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
You should call the credit card company.
Thier actions, or lack, do not effect your ability to file for bankruptcy.
In order to find out whether or not your company is eligible for this or not, you are going to have to contact the credit card company and ask if you are.
You typically receive a credit card after your application is approved by the credit card company.