The obstacles that many African Americans faced during the Civil Rights Movement APEX
Some will. Check with the secondary insurer.
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No, a child cannot have two primary insurance policies. Typically, one policy will be considered primary, and the other will be secondary. The primary insurance is responsible for covering expenses first, while the secondary insurance may cover additional costs not paid by the primary policy, subject to coordination of benefits rules. It's important to check with both insurance companies to determine which is primary based on factors like the child's age and the parent's policy details.
I have insurance paid for by my employer (primary) and through my husband's employer (secondary). In my experience, I have never had to pay the copay required by my primary because it is covered by my secondary. When I first got married, 2 years ago, I still paid the copay, but the doctor's office would always send me a check for the copay a month later because the secondary paid it.
Yes... depending on your state though. Your auto insurance medical payments, or if you have personal injury proctection/no fault that would be primary in the event of you or anyone in your car hurt in an auto accident. Your our health insurance would be excess. In some states you can opt to have health insurance primary and auto excess. You can always check with your auto insurance provider, they can answer the question better b/c they can see your policy.
Is he really the primary driver? Who's name is the policy under? Generally being the holder of a policy makes YOU the primary. Check with your company.
In most cases, Medicare is the primary insurance for those who have it and are also covered by other types of insurance, like a group health plan. The group health plan would then typically serve as secondary insurance to cover costs not paid by Medicare. It's best to check with both insurance providers to understand how they coordinate benefits for your son's situation.
First check your policy. Then check http://www.steveshorr.com/technical_questions.htm#Primary for the rules on who pays first. Basically a 2nd policy will pay what the primary didn't, but not more than 100% of your bills. If the bills are not relevant, then it's a supplemental policy.
Absolutely not. However your husbands policy would become your secondary insurance and you would hold your own primary insurance. Make sure you check with each insurance company to verify that the offer coordination of benefits on what is considered major work!
To ALL the names on the title AND the bank/finance company that holds a lien.
no
Yes, I have completed an insurance check with my mortgage company.