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Is a homeowner covered by public liability when injured during an aggravated robbery?
I sincerely doubt that the Robber would carry public liability insurance of any kind, and general "Public" would not be liable for the acts of a robber.
There is no Insurance Policy owned by the "Public", that would cover damages to crime victims. Some states and jurisdictions do however have programs in place to provide financial assistance to crime victims, but this is not insurance.
In fact, there is no Insurance Company that would insure a Robber for loss or injury resulting from criminal activity.
"All" Insurance Polices specifically exclude coverage for losses resulting from criminal acts of the named insured.
What else can I help you with?
If a son or daughter living with a homeowner is injured on the property is the injury covered by the homeowner's insurance?
No, your medical payments do not apply to resident relatives, only to guests.
What type of liability insurance does a homeowner need?
Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.
Are hot tub leaks covered on Homeowners when they leak?
I don't know if hot tub addendums exist for homeowner's policies, but you would need one to have coverage. Most will only cover your liability if someone were to be injured in your tub, not repair. Also, the Hot Tub is out of your home, so your regular homeowner's policy will not cover it.
What kinds of things does my homeowners liability insurance cover?
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
Can the medical bills of someone injured on your property be covered by homeowners insurance?
They could be in some cases depending on how and why they were injured and what the relationship and residence status is to he named insured. Your homeowners medical coverage is specific to the named insured(s). Generally this is the home owner and resident family members. If someone else was injured on your property due to the insureds direct actions or through the insureds negligence for which you could be held liable then such an injury would be covered under the liability portion of your homeowners insurance policy. Bear in mind though that a homeowner is not automatically liable for an injury on the property simply because you own it. The injury would first have to be demonstrated as the fault of the insured, otherwise the homeowner is not liable.
Does liability insurance include accidents that occur at your home?
That depends on the person that was injured and the circumstances of the incident. But yes accidents that happen in or around the home can be covered.
If a homeowner is injured and may require surgery will homeowner policy cover this?
Nope, a homeowners policy does not cover the home owner.
Is a third party involved in public transport covered by the owners liability insurance?
An injured claimant is often a third party to the insuring contract, So the answer would be yes.
What are the benefits of homeowner's insurance and how can it protect my property and belongings in case of unexpected events?
Homeowner's insurance provides financial protection for your property and belongings in case of unexpected events like fire, theft, or natural disasters. It can help cover the cost of repairs or replacement, as well as liability protection if someone is injured on your property.
When watching a friends dog it is injured will insurance cover medical expenses?
Domestic animals are not covered under the homeowners policy. As it pertains to a liability situation, a dog would be considered 'property' and the homeowners "damage to property of others" provision in the liability section of the policy applies but only if you were the one who injured the dog, usually with a limit such as $500.
What type of insurance would cover expenses for someone injured on your property?
Public Liability Insurance is the ideal insurance that will cover someone injured on your property.This type of policy covers the insured's liability to members of the public. Such liabilities may arise as a result of the insured's business operation. The business being operated by the insured in his/her premises may at times lead to death, injury or accident to third parties, or damage to third party's property. Insured means policy holder.A bit more:Your homeowner's insurance policy will also include liability insurance if you have the right type of policy. Check with your homeowner's insurance company to see if you have that type of coverage.
Will homeowner's insurance cover a vehicle accident for the passenger injured?
NO, that's what the vehicle insurance is for.
