If she gave them her credit card number she did it voluntarily. If the were harrassing her she had an obligation to tell them to stop calling. Once she did that she needed to document the calls and get a lawyer. If you didn't live there and she wasn't a co-signer on the note she could have sued and probably got enough to pay off your debt. It's too late now though.
A credit card is unsecured which means you used the money on signiture alone they can sue you, but unless you used your home as colateral to get and use the card they cannot take anything from you. Credit card collectors will lie to you and harass you but it is all wind whatever you do do not give them electronic access to any of your accounts. You can call and ask if they will work with you, settle for less or work with you on repayment. As I mentioned they can sue you and will win because you owe the money some companies will just right you off as a bad debt or uncollectable but it will always be there and will stay on your credit until settled.
NO!NO. They are now allowed to harass you. You should call back and speak with their supervisor. If they don't do anything, report them to consumer affairs. The Department of Consumer affairs works at the state level- so contact your local Consumer Affairs department to file a complaint. In Addition No.. and if they do, tell them your contacting the FTC- Federal Trade Commission- to report them. Debt collectors, in the US, who cross the line are actually breaking the law (5 laws in particular):Fair Debt Collection Practices Actthe Fair Credit Reporting ActTruth in Lending ActFair Credit Billing Actand the Gramm-Leach-Bliley Act
The verb form of harassment is "harass." It means to subject someone to aggressive pressure or intimidation.
Absolutely YES!. If you entered into a credit agreement with a creditor and promised to repay the debt in monthly payments and you don't?. Then a creditor will continue to bill you in addition to the original debt with late fees and APRs on top of that. If you continue to ignore bills then you will receive collection letters (usually settlements to pay off the debt all together for ONE payment; for example if you owe them 2,500 they might slash that in half and ask for 1,250 they settle, close your account, but will no longer be able to open another account with them) if you DON'T agree with their collection settlement letters and continue to ignore the debt; then the debt collector will then close the account, sell it off to a collection agency and let the harassing being!.. The collection agency will harass you and even call your job, friends and family members. If you continue to ignore them they will submit a summons against you; forcing you to come to court. If you miss your court date (failure to appear) then YES absolutely you can get arrested (although it's not actually legal) it all depends on what state you live in. Get a Lawyer ASAP and definitely fight the charges, this is a "loop hole" collection agencies are getting through to get their money!!.. After all, they DID pay money for the account (from the original debtor) to collect it in the first place. This is how they make their money.
You can report the behavior to the doctor's medical board or regulatory body, file a complaint with the clinic or hospital where the doctor practices, or seek guidance from a patient advocacy organization for steps to take next. In serious cases, legal action may also be an option.
harass you until it gives up
No, look up the Fair Debt Collection Act its online.
If you mean the tickets issued by red light cameras in some places, these are civil tickets in most states. You don't have to pay if you don't mind them messing up your credit rating by putting it on your credit report. Most places will not issue a criminal arrest warrant for those kind of tickets, they will only put it on your credit report and have a collection agency harass you.
The verb of harassment is harass. As in "to harass something or someone".
Unfortunately yes. Yes, they can and do.
To harass a person could mean multiple things. 'A harassed mother' is considered to mean 'an annoyed mother', while 'A harassed woman' is often considered to mean 'a (sexually) bullied woman'.
Harass is the correct spelling.
Credit card companies may call relatives that were given as a reference on the car loan. It is not illegal to call them, it is illegal to harass them.
Yes, a creditor can place the same debt with multiple collection agencies simultaneously, but they must ensure that they comply with the Fair Debt Collection Practices Act (FDCPA). Each agency must be informed that the debt is being handled by others, and they cannot mislead or harass the debtor. However, this practice can lead to confusion for the debtor and potential legal issues if not managed properly.
persecute
Harass them. Harass them. Make them relinquish the ball!
The plural nouns for the verb to harass are harassers and harassments.The gerund form, harassing, is an uncountable noun.