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What else can I help you with?
Does a debt collector have the right to contact you at any time of day or night?
No, a debt collector cannot contact you at unreasonable times. They are generally restricted to contacting you between 8 am and 9 pm, local time. If they contact you outside of these hours, they may be violating the Fair Debt Collection Practices Act.
Can an Ohio debt collector garnish your spouses income in Michigan if the debt was originated in Michigan-Are they bound to Ohio law or Michigan law?
The rule is the debt collector is bound by the laws of the state the collection action is being taken in. If the debt collector is not licensed or authorized in that state, it cannot legally act to collect the debt. Check with your state agency that licenses debt collectors. The debt collector can retain a local attorney to collect the debt, of course, and that would be under Michigan Law.
Can a debt collector threaten with felony charges?
No, debt collectors cannot threaten you with felony charges. It is illegal for debt collectors to falsely represent the consequences of not paying a debt, including threats of criminal charges. If a debt collector engages in this behavior, you can report them to the Consumer Financial Protection Bureau.
What is the right to notify a debt collector in writing to have no further contact with you is covered by the?
The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.
How long can a debt collector collect a debt from a judgment if you have moved to South Carolina?
Moving has no affect on a debt. The creditor or his agent the collector may collect against a judgment for ten years from the date of judgment or the date of last payment, which ever is later.
What does the mini Miranda say?
This is a attempt to collect a debt and any information obtained will be used for that purpose this is communication from a debt collector
What states are non spousal states for debt collections?
There are at least 5 states where a debt collector is prohibited from speaking to a spouse: Iowa, South Carolina, Massacgysetts, Pennsylvania, and Connecticut. With Iowa there is an exception, however. If the debt collector is initiating contact then they can't speak with them but if the spouse is initiating contact they can.
Is Credence a debt collector?
No, Credence is not a debt collector.
Do you have to pay a debt collector?
Yes, if you owe a debt and a debt collector is legally pursuing payment, you are generally required to pay the debt collector.
Non spousal states for debt collection in US?
States where the Spouse is treated as a Third party and a collector cannot disclose the debt if speaking with the Spouse of the Debtor
What is the duration of The Debt Collector?
The duration of The Debt Collector is 1.82 hours.
Can a debt collector aks you for bank statement?
Debt Collector's (in Ontario, Canada)that do not have a government status can not ask you for any information regarding your financial or even personal status unless you have given them authorization. They can ask... but it is not necessary to provide such information.
When was The Debt Collector - novel - created?
The Debt Collector - novel - was created in 2007.
When was The Debt Collector created?
The Debt Collector was created on 1999-06-25.
Can a debt collector contact you on Sunday in South Carolina?
Yes in all states except Idaho .
Is Harris and Harris a legitimate debt collector?
Yes, Harris and Harris is a legitimate debt collector.
Why can't you get a detail Billing statement from a collection agency?
You can, but not directly from them. The debt collector is the agent of the original creditor and does not likely have all records of the debt or contract. The collector, as the agent of the creditor can go back to the creditor and request a reconciliation of payments and history, and will in fact be required to so that it van be verified if you notify the collector in writing that the debt is invalid due to payment or some other reason.
