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They don't. No insurer in the United States uses race as a determination factor for a loss settlement.

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True or False If you are in crash where you are at fault and injuries have occurred the Financial Responsibility Law requires you to have bodily injury insurance?

True. In most states, the Financial Responsibility Law requires drivers to have bodily injury liability insurance if they are involved in a crash where they are at fault and injuries have occurred. This insurance helps cover the medical expenses of the other party involved in the accident.


What is the most effective claims strategy for maximizing insurance coverage in a personal injury case?

The most effective claims strategy for maximizing insurance coverage in a personal injury case is to thoroughly document all injuries and damages, provide clear and detailed evidence of liability, and negotiate with the insurance company to reach a fair settlement. It is also important to understand the terms of the insurance policy and seek legal advice if needed.


What section is responsible for compensation for injury or damage ot property?

The section responsible for compensation for injury or damage to property is typically covered under the insurance policy's liability coverage section. This section outlines the coverage provided for damages or injuries caused by the insured party to another person's property. If the damage is covered under this section, the insurance company would typically reimburse the affected party for the cost of repair or replacement.


Are settlements from auto accident taxable?

Depending on the state. In Georgia you are liable for state tax on money earned from an auto accident injury claim. Some states do not have state tax's or tax codes that would apply. Federal taxes are due in all states.


Can a person sue a homeowner after suing the home insurance company for the same accident?

Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.

Related Questions

What is an insurance agreement?

There can be various types of agreement for an insurance policy, which would operate to smooth the path of contribution settlements. A typical agreement can be in relation to injuries suffered by employees being carried by the employer's vehicle in course of their employment.


How can a lawyer help me get more money for accident settlements?

Lawyers can help you get more money for accident settlements in a number of ways, including by putting pressure on the insurance company. Lawyers also have contacts to help you seek medical treatment and get proper documentation of your injuries for the negotiations..


What car insurance pays for your injuries when you're in anaccident in your car is?

Car insurance that pays for your injuries when you're in an accident in your car is


How much are most truck accident settlements?

The amount of a truck accident settlement can vary widely depending on several factors, such as the severity of the accident, the extent of injuries, the liability of the parties involved, and the insurance coverage. However, here are some general guidelines: Minor Truck Accident Settlements: For less serious accidents with minor injuries or property damage, settlements typically range from $10,000 to $50,000. Moderate Truck Accident Settlements: If the accident causes moderate injuries or damages, settlements can fall between $50,000 and $200,000. Severe or Catastrophic Injury Settlements: For more serious cases involving severe injuries, permanent disabilities, or fatalities, settlements can reach $500,000 to several million dollars. These cases typically involve significant medical bills, lost wages, and long-term care. Fatal Truck Accident Settlements: If the accident results in a fatality, the settlement may include compensation for wrongful death, funeral expenses, lost income, and emotional distress, often reaching millions of dollars. The specific settlement amount will depend on the circumstances of each case, including factors like the level of negligence, the trucking company’s insurance policy limits, and the legal expertise of the involved attorneys.


Is No-fault insurance covered only auto accidents?

Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and property damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.Ref: Allstate @ http://www.allstate.com/claims/auto-insurance-faqs.aspx


Does home insurance cover slander?

Personal Liability coverage is included in homeowners insurance. Personal Liability includes coverage several different scenarios including negligence for injuries and damage, libel, and slander. If you are accused of slander and are facing a lawsuit, contact your insurance agent to file a claim on your personal liability coverage and your home insurance company will pay for legal defense costs, settlements, and judgments awarded.


Which companies offer insurance for injuries at work?

In the United States, employees should be covered for injuries at work by Worker's Compensation insurance, which is purchased by employers. Most employers are required by law to purchase this insurance for their employees.


What has the author Daniel W Hindert written?

Daniel W. Hindert has written: 'Structured settlements and periodic payment judgments' -- subject(s): Personal injuries, Structured settlements


Does homeowners insurance cover injuries incured on a tractor?

No. That's what your major medical insurance policy is for.


Does renters insurance cover injuries sustained by guests in my apartment?

Yes, renters insurance typically covers injuries sustained by guests in your apartment, up to the policy's liability limits.


If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?

Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.


What does diving travel insurance typically cover?

The diving travel insurance typically covers diving related injuries. These injuries can include any injuries resulted from coral, contact with poisonous fish, attacks from predatory fish, equipment failure, and more.