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Can an employer in the State of Michigan provide health insurance for only certain employees and deny others?
There are no state or Federal Laws that require your employer to offer health insurance. They can decide to offer plans to full time employees only. They can decide to offer to salaried employees only.
What else can I help you with?
Are full time employees entitled to health insurance in New Jersey?
Yes, but only if your employer has over certain number of employees (usually 50).
What is an employee insurance participating plan?
An employee insurance participating plan is one where the employees of a certain company can put money into their insurance, regardless of how much is paid by the employer.
Does your employer have to provide you health insurance?
Employers only have to provide health insurance if they meet certain legal requirements. A business must have a certain number of full-time employees for it to be required to provide insurance for health coverage.
Can I purchase health insurance on the exchange if my employer offers it?
Yes, you can purchase health insurance on the exchange even if your employer offers it, but you may not be eligible for subsidies if your employer's insurance meets certain requirements.
What are some examples of non-taxable benefits that employees can receive from their employer?
Some examples of non-taxable benefits that employees can receive from their employer include health insurance, retirement contributions, educational assistance, and certain fringe benefits like parking or transit passes. These benefits are not subject to income tax, providing additional value to employees.
Can an employer drop health insurance for its employees if it is voluntary?
"Voluntary" insurance programs, such as those offered by AFLAC and certain other companies, are actually individual insurance policies that are marketed at the workplace-frequently during a period of "open enrollment". The premiums are paid by the employee, although the employer sometimes deducts premiums from pay upon the authorization of the employee. Therefore, the employer is not truly a party to the insurance transaction. All other things being equal, the employer cannot "drop" the coverage.
Can an employer offer guaranteed issue group insurance plan and exclude certain conditions on an individual?
No No, these types of plans can not discriminate. The plan can have specific exclusions but they must be applied equally for all employees.
Does there have to be a certain amount of employees to have disability insurance?
In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for employees. The purpose of the programs is to provide some protection against wage loss caused by short-term non-work-related disabilities. The insurance premium is submitted to the insurer by the employer but paid either jointly by the employer and the employee, or entirely by the employer, depending on the employer's good will. There are some limits to what the employee may be required to contribute by the employer. This insurance is in addition to two well-known government disability programs: Worker's Compensation and Social Security. Employees' contributions are federal tax-deductible. Simple answer: No. Group Disability Insurance is not like Group Health Insurance -- and all the ERISA regulations that control how this employee benefit works. With Group Disability Insurance, an employer can "carve out" a select group of employees -- meaning the employer can create a "plan for just one employee (himself!)". An employer can also offer a contributory insurance plan, in which case the employee will contribute a certain percentage of premium. Or the employer can choose to offer a voluntary plan, where the employees enroll on their own accord and pay full premium.
What are the implications of the employer mandate under the Affordable Care Act for businesses and their obligations towards providing healthcare coverage for their employees?
The employer mandate under the Affordable Care Act requires certain businesses to provide healthcare coverage for their employees. This means that businesses with a certain number of full-time employees must offer health insurance or pay a penalty. This mandate has implications for businesses as they need to comply with the law and ensure that their employees have access to healthcare coverage. Failure to do so can result in financial penalties for the business.
When employees refuse to work to force the employer to agree to certain demands this is called?
Strike or Boycott
Does an employer pay their portion of medical insurance when an employee is on disability?
Certain employers pay the medical insurance premiums, either in full or in part, for their employees aspart of the employee's remuneration package. These renewals are also subject to the 20% tax relief at source. Medical insurance pays benefits to members if they are insured.
What is HMO medical insurance and who qualifies?
HMO medical insurance is insurance that is through the employer. It means they will only pay for certain things, and certain doctors as well. You can get a list, and doctors decide what qualifies.
