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Absolutely. Traditional carriers will accept elderly immigrants generally after some wait period. For immediate coverage though you can look at carriers that offer coverage to international travelers out of their home country.
Buying health insurance online can often make policies much less expensive, which makes the Internet a great tool for health insurance buyers who are looking for more coverage. However, be careful when buying additional health insurance coverage. Check for a waiting period on your policy. This is a period that you'll have to wait before your new coverage becomes active, so it's a very important part of any new policy. Knowing your waiting period can make it easier to assess the overall value of your new health insurance coverage and make buying medical insurance a simpler process down the line.
To maintain coverage with Cobra health insurance while transitioning between jobs, you can continue paying the premiums directly to the insurance provider. This will ensure that you have continuous health insurance coverage during the job transition period.
The duration of the preexisting condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
A probationary period in life insurance is a specified period of time at the beginning of a policy during which coverage for certain health conditions may be limited or excluded. It allows the insurance company to assess the applicant's health risk before providing full coverage. Once the probationary period has passed, coverage typically becomes comprehensive.
The duration of the pre-existing condition exclusion period for health insurance coverage can vary, but it is typically up to 12 months for individual health plans and up to 18 months for group health plans.
This type of insurance coverage is used for people who believe they only need this coverage for a short period of time. Some people do not want to sign up for a long term health insurance plan.
You can lose your medical insurance coverage in two ways: One is if your health insurance policy already expires. For example, the renewal date of your health insurance is May 8th, then your coverage is only good until May 7th if you don't renew it. Another is if you haven't paid your premiums. In that case, ask your health insurer or broker if the insurance company allows a grace period and how long that grace period is before you lose your coverage.
Short term health insurance is temporary coverage designed to fill gaps in coverage. Short term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs, waiting for other health insurance to start, so if that is the case then you may want to look into it.
Qualifying events that may allow you to change or enroll in health insurance coverage outside of the open enrollment period include losing your current coverage, getting married or divorced, having a baby, moving to a new area, or experiencing other life-changing events that affect your health insurance needs.
You can obtain short-term health insurance coverage for one month while transitioning between jobs by purchasing a temporary health insurance plan directly from an insurance provider or through a health insurance marketplace. These plans typically provide coverage for a limited period of time, such as one month, and can help bridge the gap between jobs.
You can typically cancel your health insurance during the open enrollment period or if you experience a qualifying life event, such as losing coverage from another source or getting married.