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It will depend entirely upon the wording of the bequest. In this case, it would be a good idea to consult a probate attorney. They will know the laws and wording required for your state or country.

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Q: If a parent dies with 4 adult children beneficiaries on an annuity but one adult child has preceded the parent in death are the adult child's children entitled to any beneficiary rights?
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Do children of a deceased person have any rights to the deceased persons parent's estate if the deceased person preceded the parent in death?

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