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A "floater" is typically an insurance endorsement that covers tools and/or materials while they are away from the business. For example, an air conditioning contractor might want a personal tool "floater" so that his tools on the job site are insured. A contractor building a house might want a tool "floater" and a material "floater" to cover tools and materials at the construction site. Typically a commercial property policy covers tools and materials ONLY if they are within 100 feet of the business location at the time of the loss.
What else can I help you with?
What is Builders risk insurance?
Builders Risk Insurance is a commercial Lines Policy Form Obtained by Contractors and Home Builders to cover their Construction related Risks.
What happen to an old insurance company called Commercial State Life Insurance Company?
How do I find out who has my policy I had with Commercial State Life INsurance Company
What does home owner insurance not cover?
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
What are some examples of things business insurance would cover?
There are numerous possible examples of things that business insurance would cover. Business insurance will cover things such as property damage and work casualties.
What are commercial occupation?
commercial occupations include : trade , transport , warehousing , insurance , and banking ...
Will homeowners insurance cover a lost wedding ring at the lake you have a jewelry floater and have Farmers insurance?
If the ring is a scheduled item on your jewelry floater it would be covered subject to applicable limits and deductibles.
Will homeowners insurance cover a lost wedding ring at the lake-I have a jewelry floater and have Farmers insurance?
Contact your Agent and he or she can advise you.
Who is an insurance subscriber for medical insurance?
A common question that concerns a lot of people is whether they should go for individual health insurance plans for each of the family members or go for a single family floater plan for the entire family. Under a family floater plan, the entire family shares a common pool. A family floater plan provides cover to the entire family to the extent of Sum Insured. For Compare : goo.gl/qyE1Dl
What should a commercial car insurance include?
A car insurance commercial should include a number of things. A car insurance commercial should include the cost of the insurance and what exactly the insurance would cover in the event of an accident.
What are some extra safety features someone can get for their commercial office insurance?
There are so many extra security features available for commercial office insurance, Commercial insurance itself is full of different features such as buildings cover, liability insurance, financial income cover, and goods in transit cover. There are many more depending on a selected insurer.
Will regular auto insurance cover commercial vehicles?
Regular automobile insurance helps a car owner if the car hits a commercial vehicle. A commercial vehicle needs commercial insurance or a commercial rider in many states. Check with your agent.
Does Zurich insurance cover dogs?
Zurich insurance does not cover dogs unless you have a dog employed at your construction company. Zurich insurance specializes in commercial property and causality insurance.
Does an installation floater cover property stored at insured location?
An installation floater typically provides coverage for property in transit and for equipment or materials being installed at a job site, but it may not cover property stored at a permanent location. Coverage for property stored at an insured location is generally addressed under a standard property insurance policy. It's essential to review the specific terms and conditions of the installation floater and consult with an insurance professional to ensure adequate coverage for all locations.
Does contractor insurance cover bad workmanship?
Of course not. I assume you are talking about commercial liability insurance.
What does a commercial insurance policy cover?
A commercial insurance policy covers any court and/or attorney costs, loss of income and other such expenses if a lawsuit is involved. It does not cover incidences where willful neglect is involved.
What type of insurance do I need if I operate Commercial Trucks?
Youl will want a commercial liability policy. This will cover you if you operate commercial trucks.
Does homeowners insurance cover a home business?
Homeowners insurance typically does not cover a home business. Additional insurance, such as a business owner's policy or a commercial insurance policy, may be needed to protect a home-based business.
