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If you collect private disability and then SSDI gives you back benefits do you owe money to your private insurance company?
This will depend on the type of private benefits your policy provides you. If 100% of your monthly benefit is considered "base" benefit, than you will NOT have to repay any benefits. However if part of your benefits are "social insurance" or "social security offset" benefits, than this portion of benefits will offset dollar-for-dollar with any social security benefits received. In this circumstance you would be required to repay the amount of benefit you received from social security, up to the full amount of social offset benefit your policy provides.
What else can I help you with?
Can an insurance company force you to have surgery if you are trying to collect disability?
An insurance company can't force you to do anything. But, dependent on your policy, they could deny your claim or terminate benefits based on medical non-compliance.
What are the group insurance benefits offered by this company?
This company offers group insurance benefits such as health insurance, dental insurance, vision insurance, life insurance, and disability insurance to its employees.
What are the voluntary insurance benefits offered by this company?
This company offers voluntary insurance benefits such as life insurance, disability insurance, and supplemental health insurance that employees can choose to enroll in.
If you were diagnosed with MS on Nov 9 2007 and you have been on disability since and your employer has terminated you can you still collect disability?
If you had active coverage under your group short-term disability or long-term disability plan on November 9, 2007, then you may be eligible for benefits. You will have to find out what insurance company handled your disability benefits during that period of time, and then follow-up with them. Whether you are actually eligible for benefits will depend on the contract your employer had/has with this insurance company. Some contracts have late filing penalties, some have clauses regarding termination of employment, etc. Long story short - call that insurance company. You may be eligible for disability benefits.
What are employee benefits?
Employee benefits are things other than money the company gives you: medical insurance life insurance disability insurance retirement benefits vacation paid holidays
Can you receive disability from your job and disability from social security at the same time?
Yes, it is very common for disability insurance plans to include a clause for social security disability, meaning the insurance company will pay a portion of the monthly benefit, expecting that you would apply for social security benefits to pay for the "Supplemental Social Security benefits". In the event you get declined by Social Security, then the insurance company would cover the additional supplemental benefits. Employer group plans as well as individual disability insurance plans can include that clause.
Will moving to another state affect your disability benefits?
Your individual disability insurance policy is portable and benefits will not be affected by moving to a different state. If you have disability insurance through your employer, and move in a new state while working for the same employer, benefits will not be changed. However, if you leave your employer, you may lose the disability insurance benefits through a group DI policy. If you are currently disabled and are receiving disability benefits from the state, you will have to check with the new state regulations on social security DI; If you are receiving benefits through a personal/ individual insurance policy from an insurance company, then benefits are not going to be affected by the state of residence.
Can you collect insurance benefits if your spouse commits suicide?
Generally, insurance policies exclude suicide. Check with your insurance company, as they are all different.
What are some of the benefits offered by Home State Bank?
There are several benefits offered to the employees of Home State Bank. The company's benefit package includes medical insurance, dental insurance, life insurance, and disability insurance.
Can you collect short term disability from two different employers at the same time?
Yes. For more information you might want to check out the links on the right. If you injury was work related in the first place, I'm not sure why didn't file a worker's compensation claim. If you do file a worker's comp claim, the disability insurance company will likely want to collect much of the money you receive because typically worker's comp is an offset or an exclusion from disability plans.
Can you collect private disability and state unemployment at the same time?
Their should be no problem. I would double check with your insurance company as their may be some variation by company and state. Be well.
What is the best company that offers disability insurance?
MetLife Disability Income is the best company that offers disability insurance. You can read more about Flexible Disability Income Insurance and Policies at metlife.com
