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Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information.

So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.

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Q: If you get a speeding ticket while driving a rental car will your insurance go up?
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Related questions

What happens if you get a speeding ticket in a rental car with no renters insurance?

The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.


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Your driving record is one of many things that can cause your insurance rates to rise. A speeding ticket can only raise your rates and will never lower them.


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No. Speeding tickets are issued to the driver not the vehicle.


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