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Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course.

Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.

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11y ago

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Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.


If a person that has no auto insurance and hits you can you go after his homeowners insurance?

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The first one. It depends if you're talking about a homeowner or multiple homeowners. If you're referring to one person, it's homeowner's, but if you're referring to homeowners (plural), then it's homeowners'.


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Homeowners Insurance is what you need to cover a home.


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What if a person pushed a shopping cart into your car and damages it will that person's insurance pay for it?

Home owners if you have it may cover


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Does homeowners insurance cover a car stolen off your property?

No, Never. An auto theft would have to be covered by the vehicle owners comprehensive auto insurance policy. A homeowners Insurance policy is not liable for the theft of a vehicle. that's what Auto Insurance is for. If an Auto Owner chooses not to purchase a Comprehensive auto Insurance Policy then they assume the risk of a total loss in the event of a theft. The vehicle owner can not seek to shift liability to another person simply because it was on their property when the vehicle was stolen. If this were the case then every time a car is stolen from the parking lot of a store or shopping mall people would expect that business or property owner to pay for their loss.


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