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Because this question is listed in the "credit and debit card" section, it's implied we are talking about a Visa card. You do capitalize "Visa" because it's a proper noun. If you were talking about a "visa" - a pass to get into Another Country, for instance - you do not need to capitalize, though SOME writers do capitalize when it's combined with the country's name or initials, such as "US Visa."

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