A Notice of Cease & Desisit Acknowledgement is drafted against a creditor in an attempt used to stalemate or discontinue further collection activities against a creditor. In order to do this you must first name yourself as well as the creditor within the Notice of Cease and Desist. You must specify within the grounds of this letter where and when you wish to be contacted, or to no longer be contacted by the creditor in the future at all. According to FACTA, (FAIR ACCURATE CREDIT TRANSACTION ACT, Amended as of 12/31/03, Re amended as of 01/01/04) which states that Creditor can only make communications with a client or said customer between the hours of 8AM to 9PM Monday to Saturday, but no contact as of Sunday. The time of contact must not be an inconvenience to the customer. Communication can be orchestrated by means of these methods... Fax, Telephone (Cell Phone, Digital, LAN Line), Written or Verbal, Electronic (this is email. However, even though one issues a Cease and Desist, the said creditor still has the ability to continue it's collection practice by means of filing legal against the said client who owes the debt as long as the debt is considered to be Complete & Accurate in Nature, meaning that based on Due Diligence, the client owes the debt.
Max I. Jackson - CCRR
Regional Finance
Senior Assistant Manager
If your spouse is guilty of forgery then of course charges can be brought against them
According to the Constitution a person does not have to testify against themselves; in some states a spouse cannot be compelled to testify against a spouse.
No, its not illegal. :)
Can a collection agency place a lien on a home belonging to a spouse not on title?
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
A spouse is almost never responsible for the expenses of a deceased spouse. However, if the deceased spouse had money and there will be probate, someone may make a claim against the deceased spouse's money in probate court.
there is a law against abusing any living person or creature
themselves
yes. yes it can
No. The other person didn't commit adultery against you only your spouse did. Your spouse violated your marriage vows.
Yes, a spouse can testify but only on a voluntary basis. The spouse can not be compelled to testify.
You can set up a will without a spouse in it. However, the spouse may be able to elect to take against the will.