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A Notice of Cease & Desisit Acknowledgement is drafted against a creditor in an attempt used to stalemate or discontinue further collection activities against a creditor. In order to do this you must first name yourself as well as the creditor within the Notice of Cease and Desist. You must specify within the grounds of this letter where and when you wish to be contacted, or to no longer be contacted by the creditor in the future at all. According to FACTA, (FAIR ACCURATE CREDIT TRANSACTION ACT, Amended as of 12/31/03, Re amended as of 01/01/04) which states that Creditor can only make communications with a client or said customer between the hours of 8AM to 9PM Monday to Saturday, but no contact as of Sunday. The time of contact must not be an inconvenience to the customer. Communication can be orchestrated by means of these methods... Fax, Telephone (Cell Phone, Digital, LAN Line), Written or Verbal, Electronic (this is email. However, even though one issues a Cease and Desist, the said creditor still has the ability to continue it's collection practice by means of filing legal against the said client who owes the debt as long as the debt is considered to be Complete & Accurate in Nature, meaning that based on Due Diligence, the client owes the debt.
Max I. Jackson - CCRR
Regional Finance
Senior Assistant Manager
What else can I help you with?
Can forgery charges be brought against spouse in SC?
If your spouse is guilty of forgery then of course charges can be brought against them
A person does not have to be a witness?
According to the Constitution a person does not have to testify against themselves; in some states a spouse cannot be compelled to testify against a spouse.
Is it against the law to not live with your spouse?
No, its not illegal. :)
Lien against spouse not on title?
Can a collection agency place a lien on a home belonging to a spouse not on title?
If your spouse has a judgment against them can it also be filed in the other spouse's credit report?
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
Is a spouse responsible for a deceased spouse's car lease if it is in his name only?
A spouse is almost never responsible for the expenses of a deceased spouse. However, if the deceased spouse had money and there will be probate, someone may make a claim against the deceased spouse's money in probate court.
Is there a law against abusing your spouse?
there is a law against abusing any living person or creature
What does a person not have to be witness against?
themselves
Can your lawyer be a boyfriend in a case against your spouse?
yes. yes it can
Can you sue if your spouse committed adultery before a divorce was final?
No. The other person didn't commit adultery against you only your spouse did. Your spouse violated your marriage vows.
In Florida what should the surviving spouse do about the credit card debt of a deceased spouse that was sent to collections if there was no estate?
If the account was joint then the surviving spouse is responsible for the debt. If the account was held solely by the deceased spouse the surviving spouse is NOT responsible for the debt and is not legally obligated to repay such nor to correspond with the creditor or collector. If the surviving spouse so chooses he or she may inform the collector that the account holder is deceased and also inform the collector that they should "cease and desist" all contact with the family. Florida is not a community property state. Marital property is generally treated as Tenancy By The Entirety, which makes it immune to creditor action if only one spouse is the debtor.
Can a husband testify against his wife and mortgage fraud?
Yes, a spouse can testify but only on a voluntary basis. The spouse can not be compelled to testify.
