There is no specific legal age to use a debit card, but most banks require individuals to be at least 18 years old to open a bank account and obtain a debit card. In some cases, minors can have a joint account with a parent or guardian to use a debit card.

In Wisconsin, a judgment can stay on a credit report for up to 10 years from the date it was filed. However, if the judgment is paid, it may be removed earlier based on the credit reporting agency's policy.

In California, the responsibility to pay off the deceased husband's credit card debt typically falls on his estate. If the wife is not a joint account holder or a co-signer on the cards, she is not typically responsible for the debt. However, it's advisable to consult with a legal professional to understand the specific circumstances and obligations.

In Texas, the statute of limitations on credit card debt is typically 4 years. This means that creditors have up to four years to file a lawsuit to collect the debt. After this time period has passed, the debt is considered "time-barred" and creditors can no longer sue for payment.

No, an adult child cannot legally use the credit card of a deceased parent in the state of Georgia without authorization. Unauthorized use of a deceased person's credit card could be considered fraud and may have legal consequences.

In Alabama, a judgment can stay on your credit report for up to seven years from the date it was filed. This can negatively impact your credit score and ability to get credit or loans during that time. Make sure to resolve any judgments as soon as possible to improve your credit standing.

Yes, a lawsuit by a debt collector can affect your credit score. If the debt collector wins the lawsuit and obtains a judgment against you, it may be reported to the credit bureaus, which can negatively impact your credit score.

If the cases are dismissed by both parties in small claims court, then there shouldn't be any judgment on your credit report related to those cases. It's important to make sure that all legal documentation reflects the dismissal to avoid any potential errors on your credit report.

The Equal Credit Opportunity Act was established in 1974. It prevents lenders from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or receipt of public assistance.

In California, a judgment can stay on your credit report for up to 7 years from the date it was filed. This can negatively impact your credit score and make it harder to obtain credit or loans during that time. It's important to address any outstanding judgments promptly to minimize their impact on your credit.

Yes, the second person on a credit card is usually equally responsible for the debt incurred on the account. Both primary and secondary cardholders are legally obligated to repay any charges made on the card, regardless of who made the purchases.

In Florida, the executor or personal representative of the deceased's estate is responsible for notifying credit card companies of the cardholder's death. The estate is generally responsible for paying off any outstanding credit card debt using the deceased person's assets. Family members are not typically personally liable for the deceased person's credit card debt.

Yes, credit card companies can take legal action against you for non-payment. This can include lawsuits to obtain a judgment, which may lead to wage garnishment or liens on your property. It's important to communicate with the creditors, seek financial counseling, and explore options like debt settlement or consolidation to address the debt.

You must be at least 18 years of age to apply for credit in the US. However, you must have a co-signer and/or proof of adequate income. To independently get a credit card you must be 21.

In New Jersey, a judgment can typically stay on your credit report for up to seven years from the date it was entered. However, some judgments can remain on your credit report for longer periods, such as up to 20 years for federal judgments. It's important to check your specific circumstances and monitor your credit report regularly for accuracy.

The legal age to get a credit card in Canada is 18 years old. Those under 18 can become secondary cardholders on someone else's account or get a pre-paid credit card.

A satisfied judgment can stay on your credit report in Washington for up to seven years from the date it was filed. However, its impact on your credit score diminishes over time as you build a more positive credit history.

In Indiana, a judgment can stay on your credit report for seven years from the date it was filed. This can negatively impact your credit score and ability to access credit in the future. It's important to resolve any outstanding judgments or work with creditors to reach a settlement to improve your creditworthiness.

No, judgments in Virginia are generally valid for 20 years and can be renewed for an additional 10 years. However, judgments do not appear on credit reports indefinitely, typically falling off after 7 years from the date of entry.

Yes, you can be sued for credit card debt incurred in Texas even if you now live in Oklahoma. Creditors can sue you in the state where the debt was incurred or where you currently reside. It is important to address the debt and consider seeking legal advice to understand your options.

It is possible to face legal consequences if you do not respond to a court summons for a credit card debt lawsuit. This can include a default judgment being issued against you, leading to wage garnishment or asset seizure. It is important to seek legal advice and respond to the summons to avoid these consequences.

If the bankruptcy was removed from your credit report, you may not be able to challenge it as a dispute in the same manner after 6 years. The information should no longer be present on your report if it was successfully removed, so there would be nothing to dispute. It's important to regularly check your credit report to verify that the bankruptcy has been properly removed.

In South Carolina, judgments can stay on your credit report for up to seven years from the date they were filed. However, if the judgment is satisfied or settled before the seven-year period, it may be removed earlier.

To get a 'satisfied' judgment removed from your credit report, you can contact the credit reporting agencies and dispute the information. Provide any documentation that shows the judgment has been satisfied. You may also need to reach out to the creditor or court that issued the judgment to request that they provide confirmation of its satisfaction to the credit bureaus.

To remove false aliases from your credit report after identity theft, contact the credit reporting agencies (Experian, Equifax, TransUnion) and provide documentation proving the aliases are incorrect. You may also need to file a report with the Federal Trade Commission and place a fraud alert on your credit report. Be diligent in monitoring your credit report for any further suspicious activities.