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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

What will happen to me if my friend borrows my car and they don't have a license or any insurance and get pulled over by the police?

Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license.

If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle.

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Why do you need an insurance policy for every vehicle you own?

You don't. It's much cheaper to put all your vehicles on one single policy than it would be to buy a seperate policy for each vehicle.

Can you be covered under two different personal umbrella insurance policies and how would they pay?

There is nothing wrong with having more than one insurance policy of any particular type, so long as you are not trying to seek double payment, which would be considered felony insurance fraud and comes with lengthy prison sentences.

The policy with the broadest scope of coverage would be considered primary or first position coverage. The secondary policy would not invoke unless the limits of the first policy as well as the underlying policy have been exhausted.

Do Florida car owners have to carry the same coverage on all their vehicles?

No. You are free to choose whatever level of coverage you desire so long as it meets or exceeds the state required minimum coverage.

Can i get auto insurance with out of state license with nc auto insurance?

I'm not sure I completely understand your question but I hope this helps. Firstly, you have to purchase insurance in the state where you reside. If you move from Georgia to North Carolina for instance your Georgia insurance policy will meet the minimum requirements for NC but when the policy comes up for renewal it will be non-renewed and you will have to purchase insurance in NC. Most likely the premium will be increased on the GA policy due to you living in a state where they do not normally do business. Using our example, most insurance companies will sell you a policy in NC if you recently moved there with your GA license for a period of time but expect you to change it over within a reasonable time.

Does state farm ins comprehensive cover rodent damage in car?

Yes, rodent damage would be covered under your comprehensive coverage, your deductible will be applied.

How much they have to pay in car insurance?

Depends on value of the car, where it is located, driver's age, experience, driving record, and in some cases, grades in school for a student. Too many variables to give a single answer. It could be $50 or $500 a month.

Who is the girl with the nice legs in the new Geico commercial in Texas?

don't know - but WISH I did... I just want to see the rest of that woman!

Do you have to have insurance on a car you are financing if the car is non operational?

Most banks won't even finance a non operational vehicle. Unless it is rather new, and still in nice condition. Some banks will allow you to not have insurance, if it is stored away. However some banks require you to have insurance. You'll have to ask your loan officer.

Do you have to have car insurance on a car that does not run?

No, you do not require to insure a vehicle if it is kept on your own property. Insurance is only available for cars that are roadworthy and not those in a garage, do not run etc;

Does Geico really save you 15 percent on your car insurance?

According to the companies own commercials a driver "Could" save "up to" 15 percent.

There is no guarantee of any savings at all for any amount. So, although some will save 2 percent, or 5 percent or even up to 15 percent, Most people will find no savings at all or will get a higher rate than they now pay..

Where was the Geico Texas commercial filmed?

It was filmed in a Hollywood Studio staged to look like Billy Bob's Texas in Fort Worth.

Why are drivers required to obtain auto insurance?

It's a law that was passed. It's now required to have auto insurance mostly so that it's cheaper for you, if you happen to get in a wreck.

What happens if you give wrong birth date to a car insurance compay?

you will get 6 points on licence £200 fine, and car siezed, insurance will be invalid.

What if you are hit by a hit and run driver and your car is totaled but you only have liability insurance?

If you have any way of finding the other driver, be it through witnesses, or other sources, then they will have to pay. If you can't get said information, then sorry, but sounds to me like you're out of luck.

Do you have to insure all your cars with the same insurance company?

You don't have to but you probably should. You can save a lot of money

Do most insurance companies offer car insurance for just one day?

"No, all car insurance companies offer plans for a month at the least, but usually 3 months, 6 months, or a year. They are in increments not for one day though."

What are the rates offered for mercury car insurance?

Insurance rates vary for several different reasons. One being the type of auto that you are wanting to be insured. Another reason is what type of driving record do you have.

Does Illinois car insurance offer a free automobile quote for customers?

Illinois Auto Insurance does offer free automobile quotes for their customers. If you give them a call and make sure you have your information they will be able to help give you a rate comparison.

What is the first step in placing an auto insurance claim?

First contact your car insurance company and tell them the details to the accident. They will help decide whether to fill out a claim or not. Many times you can do it either online or on paper at their office.

How much more expensive is European car insurance than American car insurance?

"European insurance is generally more expensive and varies depending on what part of Europe you are in. Since there is broadbased rates throughout Europe, checking with the Country's embassy or the American Embassy in that country can be most helpful."

What companies provide classic auto insurance?

"Some of the top classic car insurers include American Collectors Insurance, Hagerty Insurance, Classic Auto Insurance Company or Northeast Classic Auto Insurance."

Is Hastings car insurance reliable?

Hastings car insurance is not entirely reliable. There have been many claims of bad customer service and a lengthy process in handling claims and resolution. The overall reliability of Hastings is not so reliable.

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