Commercial Bank and Checking Accounts

I checked the Suntrust site and couldn't find an "online checking account". Suntrust offers a nice discount on loans in other products to its checking account holders though. BankRate.com compiles data involving the major banks and thier interest rates.

POAs, depending on what type and the terms agreed upon (POA docs must state that you have the ability to perform financial transactions on their behalf), may do things on your behalf, but cannot become a joint owner on a new account. In cases of Springing POAs, (POA agent status only when you become incapacitated) you could have a joint account, but this is only when there is a pre-existing joint account. As a POA agent, you MAY be able to open accounts on behalf of this person, but when he/she passes away or revokes the POA agreement, the account is closed, transferred into their name, and you will no longer have access to the funds. So if you know that this person will be incapacitated for a long period of time, or will pass away, it may be in both of your interests to go to the courts and establish you as the Administrator (still living) or the Executor (passed on) of their estate. This can be court appointed if this person is incapacitated, but usually this is done while the person is still healthy and well. Admins and Execs typically have more priviledges than POA as to what they can do. If you still have more questions, I would suggest contacting a lawyer or you can always go to a college that offers law degrees.. they often have senior students that provide legal advice (with assistance from actual lawyers) for free.

Wells Fargo, if your parent is added on the account with you. They have a checking called the "teen checking" that is specifically designed for people between 13 and 17. Once you turn 18, you can open an account without your parent having to be on it with you.

any money can be deposited into a levied account. However regardless of who's money is deposited no one can withdrawl money from a levied account until the full amount of the levy is met and the levy has been removed. it's just my opinion but if you are part owner of a levied account I would make absolutely certain that your paycheck was no longer being direct deposited into that account.it can be pure misery trying to get that money back. Remember that if a creditor has taken the time and energy to go through the legal system to have a levy imposed, you can be certain they want all of the money they feel is owed them and they really don't care what your circumstances are or that the money didn't acually come from the acual debtor. As long as the debtors name is on the account they can take the money and you would have to go to court and prove that the money was yours.

The owner of an acount is the party responsible for the provision of sufficient funds to the account. A signer on an account is a party authorized by the owner to withdraw from the account. Example: Company ABC owns the account; Treasurer Mr. XYZ is authorized to withdraw funds (make payments, etc) from Company ABC account. The owner of the account can also be a signer of the account as in a personal checking account.

All of Yvette's money in both her checking account and savings account is FDIC insured. The FDIC insures up to $250,000 per depositor, per account category in the event of a bank failure. Therefore, the entire amount of Yvette's combined deposits of $257,371 is covered by FDIC insurance.

One can find information about share dealing accounts on various websites like SantanderSharedealing and Shareview. Both websites offer a great amount of information about share dealing accounts.

Some virtual banks in Canada that offer no fee checking accounts include Tangerine, EQ Bank, and Simplii Financial. These banks typically do not charge monthly account fees, and they also offer additional features such as no minimum balance requirements and unlimited transactions.

Yes, Chase Total Checking bank account is available to Canadians and has been since Chase Total Checking has been operational. This form of Checking is on-line based and it doesn't matter what location one uses it from.

Banks often have the right to deduct service charges from your account, even if it results in a negative balance. This is typically outlined in the terms and conditions you agreed to when you opened the account. It is important to keep track of your small forgotten accounts to avoid such charges. You should contact the bank to discuss the negative balance and see if any resolution can be reached.

A checking account can be considered a liability from the bank's perspective because it represents a debt or obligation that the bank owes to its customers. The bank is required to hold and maintain the funds in customers' checking accounts and make them available for withdrawal or use as directed by the account holder. Therefore, from the bank's point of view, checking accounts are liabilities on its balance sheet.

No, idle cash in a bank checking account is not considered a short-term investment. It is simply cash that is not being actively used or invested. Short-term investments typically refer to assets that are expected to be converted into cash within a year, such as Treasury bills or money market funds.

Some companies that will allow one to open a checking account other than a bank are: Think Money, First Direct, Second Chance Checking Account, Post Office Account, Cash Plus, eccount Money, Secure Trust Bank.

No, bank tellers are typically only able to acccess accounts held at their own institution, e.g. Bank of America tellers can only access Bank of America accounts. Furthermore, at all banks, simply accessing accounts for the sake of accessing accounts is prohibited - the teller must have a business reason to access the account.

To determine if the IRS has placed a lien on your checking account, you can check your account statements for any levy or seizure notices from the IRS. Additionally, you may receive a Notice of Federal Tax Lien (NFTL) in the mail. It is advisable to contact the IRS directly or consult with a tax professional for accurate information and guidance.

To log in to your Regions Bank checking account, visit the official Regions Bank website. Look for the "Log In" or "Sign In" button on the homepage, usually located at the top right corner. Click on it and enter your username and password to access your account. If you haven't registered yet, click on the "Enroll" or "Sign Up" option to create your online banking profile.

There are several types of bank accounts available on the money market, including savings accounts, checking accounts, money market accounts (MMA), and certificates of deposit (CDs). Savings accounts offer a higher interest rate than regular checking accounts and are typically used for long-term savings goals. MMAs offer a higher interest rate than traditional savings accounts but may require a higher minimum deposit. CDs are time deposits that lock in the invested funds for a set period with a fixed interest rate.

Really? Is this a serious question? From my experience anyone can make a deposit into a checking account. All they need is the account number, nothing more. Endorsing the check to be deposited with "For Deposit Only," filling out a deposit check and handing it to a teller will do the trick. Never have I been asked for identification when depositing money into an account.

* Savings Account/Checking Account

* Current Account * Fixed/Time Deposits * Recurring Deposits

the University of the Philippines

Yes, most banks today support mobile banking. All you need to do is download those mobile banking apps and get a username and password and do varied transactions on it. You can deposit, transfer and also pay bills.

the bank sets a questionaire which has to be checked and reported