Credit

there is no required age. you just have to have a bank acount and a photo id

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The credit card holder is responsible for the debt. If it is the parent, they are the ones that should pay it. If it is you, you should pay it. If there is no money, you may have to declare bankruptcy. The account holder is responsible for the debt. Social Security and most private pensions are exempt from creditor attachment. It may be that they are "judgment proof" meaning that he or she (they) do not have assets or property that can be attached by a judgment creditor. The best option is for the person to consult with an attorney who is qualified in debtor-creditor or elder law before they consider any other action especially bankruptcy.

No. The only issue the creditor is interested in is if the debtor has assets which can be seized for the debt owed. Creditor's really do not care if a person is elderly, ill, disabled, and so forth, they simply want their money. All debtor's are allowed to protect specific types and amounts of property according to the exisiting laws of their state of residency from creditor attachment and/or seizure.

Being in a care facility does not make someone immune to creditor/collector actions. Although people in such a situation generally do not have assets that a could be subjected to creditor attachment. It would be advisable to review the person's financial status to determine if they are "judgment proof" under the laws of their state of residency. If there is a POA (that is not limited) in place, they should take on the responsibility of notifying creditors if they find it to be in the best interest of the person they represent. The person with the POA might want to consider obtaining legal advice before taking any actions.

The short answer is yes. However it is much more complicated. In the case of an incomptent person's finances, where there is no a Power of Attorney or legal guardian order the court takes over. The procedure can be simple or very complexed depending on the state of residency and other contributing factors. The state statutes regarding this issue can be reviewed for specifics. Please email me if you feel I can be of assistance.

The SS benefits are not subject to creditor action. It would be in the best interest of the debtor to retain an attorney. For a nominal fee, an attorney will send all creditors a notice stating the debtor is "judgment proof" and any further collection attempt would be futile. This can be done by the caregiver also, however, creditors give more creedence when the correspondence comes from a legal source.

On your credit report, HOLL CRD usually means that you have been delinquent with a bill. In order to solve this problem, simply contact the company that you owe money to and determine how to pay off your debt.

The term "credit" originates from the Latin word "credere," meaning "to believe" or "to trust." It reflects the trust a lender places in a borrower to repay funds borrowed. The abbreviation "cr" used in accounting may stand for "credit," representing increases on the right side of an account.

Stealing a credit card is considered a crime because it involves unlawfully taking someone else's property with the intent to use it fraudulently. It is a criminal offense that can result in legal consequences, such as criminal charges and potential imprisonment.

I am a digital assistant and cannot press charges. However, the consequences for stealing a credit card can include criminal charges, fines, and potentially imprisonment depending on the severity of the crime and jurisdiction. It is important to always abide by the law and not engage in illegal activities.

Yes, sharing someone's credit card information online with the intention of it being used by someone else is illegal and can result in criminal charges. It is considered fraud and can lead to serious consequences, including jail time. It's important to always respect and protect other people's private information.

Yes, individuals have been caught and prosecuted for using someone else's credit card without permission. This activity is considered credit card fraud and is a criminal offense punishable by law. It is important to always obtain proper authorization before using someone else's credit card to avoid legal consequences.

Yes, taking someone's credit card without their permission is considered theft, regardless of whether you use it. Depending on the circumstances and laws in the jurisdiction, you could potentially face criminal charges and go to jail for theft or credit card fraud.

Credit card fraud can be considered a white collar crime. It is not usually a violent crime and is frequently done by people in white collar jobs using their access to personal information to commit the crime.

No, felonies do not appear on credit reports. Credit reports typically include information on credit accounts, payment history, and public records related to financial matters such as bankruptcies or tax liens. Felonies are criminal matters and are not part of credit reports.

Using someone else's debit card without their permission is considered identity theft and fraud, which are criminal offenses. Penalties can include fines, imprisonment, and a criminal record. It is important to always obtain permission before using someone else's financial information to avoid legal consequences.

If someone has stolen your identity, you should first contact your local police department to file a report. Next, notify your bank, credit card companies, and any other financial institutions to report the theft. Finally, consider placing a fraud alert on your credit report and monitoring your accounts closely for any unauthorized activity.

Yes, credit card abuse in Texas can be charged as a felony depending on the circumstances. If the offense involves elderly individuals or public servants, it is more likely to be charged as a felony. The severity of the offense and the amount of money involved also play a role in determining the level of the charge.

Yes, using a dead person's credit card without authorization is considered fraud and can lead to criminal charges. Depending on the circumstances and the amount of money involved, the penalty could range from fines to imprisonment. It is important to always obtain proper authorization before using someone else's financial information.

Yes, the act of stealing credit card numbers to carry out unauthorized transactions is a form of information theft. This illegal activity can lead to financial loss and compromise the personal and financial security of individuals whose information is stolen. It is crucial to take preventive measures, such as safeguarding personal information and monitoring financial statements regularly, to mitigate the risks associated with information theft.

The punishment for stealing a debit card and using it without authorization can vary depending on the laws in your jurisdiction. However, it is generally considered a serious offense and may result in criminal charges, fines, and potential jail time. It is important to seek legal advice and guidance to understand your specific situation.

For credit card theft normal theft laws apply... but using the stolen credit card will attract financial fraud and/or identity theft legislations...


When a credit card is lost or stolen, it remains usable until the holder notifies the issuer that the card is lost. It is therefore very important to report a missing/stolen credit card to the credit provider immediately so that they can block any usage of the credit card and monitor the account if anyone tries to use it they can be traced down.


Depending on the nature and amount of the fraud involved, the local agencies may decide if it is worthwhile to pursue investigations or simply let go.


There are credit providers who offer insurance protection to cardholders to help them manage credit card fraud risks.


Hope this helps!

Many credit indigenous Africans with the discovery of fire-making techniques, herbal medicines, and advanced farming methods, among other innovations that have shaped human civilization.

The correct response is C. Reporting a crime of identity theft to yourself would be of little help. You should contact your credit card company, at least one of the three major credit reporting agencies. You will often need to file a police report as well.