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Credit

The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date

10,683 Questions

Can you block the credit card when it is lost?

Yes. You simply phone your bank and explain to them. A block will be put on immediately - I had to do this once.

Also, if you suspect someone has made unauthorized charges, you simply phone your bank and report it. They will put a block on immediately, send some forms for you to fill out and you usually have 72 hours to provide the needed information - I did this quite recently with great success.

Where is the routing number on your walmart prepaid visa card?

There is not a routing number located on the physical Walmart prepaid Visa card. You can find the routing number by logging in to your online account and choosing the option for direct deposit.

What does RPI LD stand for on a credit report?

RPI LD is Real Pages Inc. This is a web resource that landlords use when they need to check the credit worthiness of potential tenants.

What does RPI-LD mean on a credit report?

What RPI-LD on a credit report means is that a hard pull was done. Hard pulls are usually done when doing credit checks from landlords and such.

Can money be deposited in a debit card?

You can deposit money into an account that is accessed by a debit card. Also, if you are refering to a prepaid card the answer is yes as well. The exact method varies by the type of card.

What is the least amount you can pay on a credit card bill?

make a payment as much as you can afford and tell them how much you can afford and they will work with you if you are making an effort. The min will say on your bill but if you can't pay that talk to them and they will work with you as much as they can.

How can a consumer use credit wisely?

Keep your utilization rate at 20% or less.

Keep your oldest accounts open, do not close them.

Do not apply for credit more than once every 6 months.

Pay your bills on time.

Should a bank credit card be considered money?

yes

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NO. You should protect your credit cards as you would your cash. But it's not "considered money" for the obvious reason. If cash is lost or stolen, it cannot be replaced. A credit card, on the other hand, can be replaced. Even if stolen with fraudulent charges, there would be no financial lose on your part.

Are visa and debit cards the same?

A debit card is a way to access the money in your bank account so your money is secure and safe in a bank. A credit card represents money that you do not have and is a way to buy things with something similar to a loan. The name "Visa" is printed on both debit and credit cards

Can credit card company take your car in Ohio?

They can take it anywhere; if you haven't paid you bills on it.

After 90 days of late bills they order a repossession. Once they find it, it's legally theirs.

Can a credit card company sue you even you are unemployed?

Yes they can. I have been a stay at home Mom since 2009 and in 2010 a debt collector filed a judgement against me. We hadn't heard anything from them since 2010 after I called them once I was served with the summons to appear and they just completely emptied two bank accounts that we have. One is a joint account with the father of my child where the only money coming in is his and the second had $3.00 in it. I recommend that you immediately find a way to file bankruptcy if your debt is super high. This nonsense has cost me more money than the $1,500 to file bankruptcy. When you have NO money $1,500 is a somewhat unfathomable amount but my judgement has gone from $10,000 in 2010 to $15,000 now and it will just keep climbing.

Why your husband have four reference number to pay his visa credit card?

Usually, if you are writing a check, then you reference the last four digits of the card so that the payment is applied properly.

How do you add funds with a credit card to your achieve card?

How can handle the credit and debit cards. and how to open account give answer

Can you keep items you purchased on credit cards if you file bankruptcy in tn?

Yes, you do. Credit card purchases are not secured by the purchases.

Please be advised that if you file and have all debts discharged by bankruptcy court, it stays on your credit record for 7 years. You will not be able to get any credit for anything for 7 years. Get used to the cash or check only for 7 years if you file. Even then it will be hard to re-establish credit. If you do get credit cards etc after that, you will be paying the highest interest rates, and may even have to have a co-signer for a loan on something like a car and for sure on a home. My next 2 car loans after I filed required co-signers. Just so you know.

Can your bank take money from your account to pay a credit card they issued?

Yes. You owe them and they will take the money. Plus, charge you an extra fee for doing it.

Can you apply for credit in your husband name?

No, you cannot apply for a credit card in your husband's name without his signature and consent.

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