0
Debt Collection
Debt collection is a legal and necessary practice when products or services have already been provided but the consumer has not paid for them. Some companies use collection agencies to pursue payments on debts owed by persons or businesses.
5,393 Questions
Can hospitals give your billing information to a out side collection agency?
Yes. A hospital may use an outside agency to collect its debts.
Most patients give the hospital permission to share information with a collection agency when they sign the "boilerplate" admission forms.
Do collection agencies have the right to contact a person at their place of business?
If told not to contact a person at work, collection agencies cannot contact a that person at work. Similarly, they are not allowed to call at ridiculous, inconvenient times, such as at two in the morning.
Can you still sell house if in foreclosure?
Not under normal circumstances. It would be worth na consultation with a realtor.
What can a hospital do if you you don't pay your bill?
It depends on where you are, however, generally speaking, the hospital will attempt to collect, then if you can't pay, they will try to get you to make payments, and if you can't make payments, they can eventually sue you. They do have the option of writing off the debt, but it depends on how much you owe as to whether or not they will write if off or sue.
How can one get collection agencies to stop calling?
Tell the debt collector you would prefer to communicate with them in writing therefore stopping phone calls. Another way is to send the debt collector a cease and desist letter this way they have to stop communication with you but this does not release you from the debt you owe just stops collectors from bothering you.
Is a spouse responsible for the other spouse medical bills?
Yes, even if indirectly. If they are still living, yes, they are jointly responsible. Since they are married, any benefit to one is considered a benefit to the other.
If the spouse has passed away, the estate is responsible for the medical bills of the deceased. And since the spouse is normally the recipient of the estate, the bills will affect how much the spouse will inherit. Some of the assets, such as property held as Tenants in the Entirety, becomes the property of the spouse. Other assets may have to be liquidated to pay the bills, including medical expenses and funeral costs.
What can the hospital do if your mother couldn't pay her hospital bill and passed away?
A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.
A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.
A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.
A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.
Can a collection agency sue you for the amount they want monthly?
A creditor can sue you over a debt.
If you are paying them anything at all or offering to pay them anything at all, they aren't likely to sue you just to make you pay a higher dollar amount per month.
How does chapter 13 affect deficiency of judgment if foreclosure is emminent and house is unwanted?
Surrender the asset (house) to the mortgage holder. Any deficiency will be added to the chapter 13 plan to the same extent as other unsecured debt. You may want to convert to a 7 if the 13 was to try to save the house.
Is the surviving spouse responsible for a deceased spouses medical bills in state of Alabama?
In every state, the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any remainder distributed.
Can banks attach savings when in house foreclosure?
If you have accounts in the bank that holds your mortgage, the bank can take the money in your accounts to set off what you owe in the foreclosure.
You should never have bank accounts in the bank that you owe money to. If the bank requires an account, just open an account and put in the amount needed to direct-pay the bank.
How do you find the beneficiary who purchased a foreclosure property?
The purchaser of a foreclosed property is not a beneficiary. All purchases have to be recorded in the registry of deeds for that county, or whatever system is used in your state.
Can you be charged interest on medical bills by a collection agency?
Yes, unfortunately a collection agency can charge interest and other fees when they obtain a debt.
Is Surviving Spouse responsible for Medical Bills in the State of Ky?
In every state including Kentucky, the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any remainder distributed.
How can you find out if a debt has been written off?
The term "written off" does not mean the debt has been cancelled/forgiven. The term indicates that the original creditor will no longer continue to collect the debt in the usual manner.
The debtor will receive a notice from the original creditor of whatever further action will be taken with the account.
Can a collection agency sue to collect an old debt?
If the debt has not been paid on in more than seven years than no. Otherwise yes.
How can you make a collection agency stop calling you?
Remit a "cease and desist" letter to the agency via registered mail with receipt requested.
Can a collection agency foreclose on your house?
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.
How does bankruptcy stop foreclosure?
The bankruptcy stay prevents any action by the lender until the BK is finalized. Be advised that a mortgage lender can petition the court to have said stay lifted so foreclosure proceedings can continue. That rarely happens though.
Unless the debtor reaches an agreement with the mortgage holder to reafirm the lending agreement the foreclosure will likely occur after the BK discharge.
Do judgments expire if the debtor is deceased?
Judgments do not automatically expire upon the death of the debtor; however, their enforceability can be affected. If the debtor has passed away, the judgment may need to be pursued through their estate during the probate process. Creditors typically have a limited time to file claims against the estate to collect on the judgment. If the estate is insolvent or there are no assets to satisfy the judgment, it may ultimately go uncollected.
How can you find out if the debt collector agency is suing you?
The indebted party will receive a civil summons from the court that has jurisdiction in the area where they reside. A civil summons is not always presented by a process server or officer of the court. It can be delivered by private courier or U.S. Postal service.
How do you know when you are being sued by a creditor?
You will receive a court summons. If you have moved and the creditor cannot find you, they may file anyway so you may not know until you check your credit report and see a judgement or suddenly, your bank account is levied or your pay is being garnished.
