Debt Collection

It depends on where you are, however, generally speaking, the hospital will attempt to collect, then if you can't pay, they will try to get you to make payments, and if you can't make payments, they can eventually sue you. They do have the option of writing off the debt, but it depends on how much you owe as to whether or not they will write if off or sue.

Tell the debt collector you would prefer to communicate with them in writing therefore stopping phone calls. Another way is to send the debt collector a cease and desist letter this way they have to stop communication with you but this does not release you from the debt you owe just stops collectors from bothering you.

Yes, even if indirectly. If they are still living, yes, they are jointly responsible. Since they are married, any benefit to one is considered a benefit to the other.

If the spouse has passed away, the estate is responsible for the medical bills of the deceased. And since the spouse is normally the recipient of the estate, the bills will affect how much the spouse will inherit. Some of the assets, such as property held as Tenants in the Entirety, becomes the property of the spouse. Other assets may have to be liquidated to pay the bills, including medical expenses and funeral costs.

A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.

A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.

A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.

A hospital can seek a court order to seize any property owned by your mother at the time of her death in order to satisfy the debt. However, if she owned no property the creditor is out of luck unless some other person signed a contract agreeing to be responsible.

A creditor can sue you over a debt.

If you are paying them anything at all or offering to pay them anything at all, they aren't likely to sue you just to make you pay a higher dollar amount per month.

Surrender the asset (house) to the mortgage holder. Any deficiency will be added to the chapter 13 plan to the same extent as other unsecured debt. You may want to convert to a 7 if the 13 was to try to save the house.

If you have accounts in the bank that holds your mortgage, the bank can take the money in your accounts to set off what you owe in the foreclosure.

You should never have bank accounts in the bank that you owe money to. If the bank requires an account, just open an account and put in the amount needed to direct-pay the bank.

In every state, the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any remainder distributed.

The purchaser of a foreclosed property is not a beneficiary. All purchases have to be recorded in the registry of deeds for that county, or whatever system is used in your state.

Yes, unfortunately a collection agency can charge interest and other fees when they obtain a debt.

In every state including Kentucky, the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any remainder distributed.

The term "written off" does not mean the debt has been cancelled/forgiven. The term indicates that the original creditor will no longer continue to collect the debt in the usual manner.

The debtor will receive a notice from the original creditor of whatever further action will be taken with the account.

If the debt has not been paid on in more than seven years than no. Otherwise yes.

Remit a "cease and desist" letter to the agency via registered mail with receipt requested.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

No, if you ever hear of it, it is just a scare tactic that some debt collection agencies use. The only agency that can foreclose on your house is the bank or lending institution that holds your mortgage. And they can only foreclose if you are way behind in your payments.

cvause ur fat :)

The bankruptcy stay prevents any action by the lender until the BK is finalized. Be advised that a mortgage lender can petition the court to have said stay lifted so foreclosure proceedings can continue. That rarely happens though.

Unless the debtor reaches an agreement with the mortgage holder to reafirm the lending agreement the foreclosure will likely occur after the BK discharge.

Judgments do not automatically expire upon the death of the debtor; however, their enforceability can be affected. If the debtor has passed away, the judgment may need to be pursued through their estate during the probate process. Creditors typically have a limited time to file claims against the estate to collect on the judgment. If the estate is insolvent or there are no assets to satisfy the judgment, it may ultimately go uncollected.

You will receive a court summons. If you have moved and the creditor cannot find you, they may file anyway so you may not know until you check your credit report and see a judgement or suddenly, your bank account is levied or your pay is being garnished.

The indebted party will receive a civil summons from the court that has jurisdiction in the area where they reside. A civil summons is not always presented by a process server or officer of the court. It can be delivered by private courier or U.S. Postal service.

New York

N.Y. Civil Prac. Laws & Rules § 201

Written Contract - 6/yrs.

Oral Contract - 6y/yrs.

Injury - 3/yrs.

Property Damage - 3/yrs.

Yes. Whether the plaintiff will prevail depends upon the existing circumstances of the relationship when the loan took place.

Yes, the credit reporting agency can update the Date of Last Activity, Date last Reported, etc...

But they cannot change the FCRA compliance date, which is the date the account is supposed to come off your credit report.

If the home has been sold to a third party, you cannot keep it. If the home has not been sold, you may be able to keep it, but you will have to pay the mortgage arrears, including legal fees and costs unless a court orders otherwise. You may still have problems paying the mortgage, so think about whether you can afford to keep it.

The Emergency Medical Treatment and Active Labor Act (EMTALA), or Patient Anti-Dumping Act, requires hospitals that except federal funds from the Centers for Medicare and Medicaid to treat all seeking care from a hospital's emergency department in all states and territories of the United States. Hospitals can be fined $50,000 per violation. Hospitals with less than 100 beds can be fined $25,000 per violation.