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Mutual Funds

An investment instrument formed when investors pool their funds together. The mutual fund manager invests the sum in stocks, bonds, or other financial assets.

1,628 Questions

What is the difference between an equity fund and an equalization fund?

An equity fund primarily invests in stocks and shares of publicly traded companies, aiming for capital appreciation and income through dividends. In contrast, an equalization fund is designed to balance the investment returns among different classes of investors in a pooled investment vehicle, often by adjusting the purchase prices of shares based on the timing of their investments. Essentially, while equity funds focus on stock market investments, equalization funds aim to ensure fairness in profit distribution among investors.

What does short selling mean with regards to the stock market with respect to mutual fund?

Short selling is little confusing.Basically it represents a sale of stocks you don't actually own,you borrow from someone else with the understanding you will return them later,and then you sell them.Short selling is essentially a bet that that the stock is overvalues where you can get the information regarding this from the website Reliance mutual fund,ICICI.

Can I withdrawal of 401k funds to buy a vacation home in another country without paying taxes on the funds?

No. There would be penalties. See link.

No. There would be penalties. See link.

No. There would be penalties. See link.

No. There would be penalties. See link.

How does the risk of a money market mutual fund compare with that of a savings account?

The risk of a money market mutual fund is similar to that of a savings account. Both are low-risk, slow-growth savings vehicles. Money market funds are viewed as a cash equivalent, similar to a savings account.

How do you write a letter to withdraw your mutual fund shares?

To,

The Manager

______________

From,

____________

____________

____________

Sir,

Sub: Reg. Redemption of Mutual fund investment with folio number _________________

I would like to redeem my mutual fund investment with the fund _________________________________ with folio number _________________ as on today ________________

Kindly process the redemption request and credit the money into my bank account whose details are below:

Bank Name: ________________

Acc Num: _________________

Branch: _________________

Thank you,

__________________

How can you calculate returns on investment in mutual fund?

There are number of programs available online that enable investors to track the mutual fund. There are also many websites that provide market research to aid the investors. Reliance mutual fund has very good service like SIP calculator that allow you calculate the returns of the investment.

What is fund management in the mutual fund Can anyone give information about this?

A fund manager is the person who is responsible for implementing a fund's investing strategy and managing its portfolio trading activities.A fund can be managed by one person, two people or team of three or more people, where fund managers are paid fee for their work .There are many AMC's that can help you out with investing.Reliance mutual funds is one of these with a very good reputation in the market.

Can mutual funds pass free of probate?

Yes, mutual funds can pass outside of probate if they are held in an account with designated beneficiaries. When the account holder dies, the funds can be directly transferred to the named beneficiaries without going through the probate process. However, if no beneficiaries are designated, the mutual fund shares may become part of the probate estate. It's important to ensure proper beneficiary designations are in place to avoid probate complications.

What is unlimited funds?

Other than my dream, it is an infinite amount of money.

What is growth and dividend in mutual fund?

Growth is when the price of a mutual fund goes up, you still have the same amount of shares but each share is worth more.Divident can be paid out yearly,monthly,quarterly.They are usually given to you as income or more likely as increase of the share s that you own.There are many websites that provide you the information they are Reliance mutual fund, ICICI,HDFC.

What is the difference between fund based and non fund bases financing?

NON FUND Base financing No outlay of funds (i.e transaction of funds is not involve), here Assurance is given by bank; if the principal party defaults the bank is liable to pay to beneficiary, Banks earn Commission through this, it is a Contingent Liability(it may or may not arise) for bank.

FUND Base financing transaction of funds involve, Banks earn Interest through this, it is the Liability for the bank

What are index fund in mutual fund?

Index funds are type of mutual funds that are intended to track the returns of the market's index.Index is a group of securities that represents particular segment of market.Rleiance mutual fund has recently launched Reliance index fund whose securities are covered in Nifty and sensex

What are remit funds?

Remit funds, often referred to as remittances, are money transfers sent by individuals, typically migrants, to their home country or family members. These funds are usually sent to support loved ones or for expenses such as education, healthcare, and daily living. Remittances play a significant role in the economies of many developing countries, providing essential financial support and contributing to local economic growth.