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Obamacare (Affordable Care Act)
Officially known as the Patient Protection and Affordable Care Act, Obamacare is the very controversial law that was signed by President Obama in 2010. Provisions of the act will start becoming active as of January 1, 2014.
257 Questions
Does Obamacare support abortions?
Obamacare will not pay for abortions unless for health reasons which has always been available. The rules about abortion will not change.
How can a Congress or President repeal legislation or laws like Affordable Care Act?
A Congress can repeal legislation like the Affordable Care Act (ACA) by passing a new law that explicitly nullifies the existing law, which requires a majority vote in both the House of Representatives and the Senate. The President can then sign this legislation into law. Alternatively, Congress can use budget reconciliation to expedite the repeal process, allowing certain provisions to be repealed with a simple majority in the Senate. Additionally, the Supreme Court may also invalidate laws if they are deemed unconstitutional, but this is a judicial rather than legislative process.
What does page 50 section 152 say in ObamaCare?
There is no page 50, section 152. There is certainly a page 50, but it is about how the act will be funded, and who will oversee its implementation. You may be referring to an internet myth that claims "page 50, section 152" gives health-care to all illegal immigrants, but this is false. The bill contains no such provision anywhere. I enclose a link to the bill so you can see for yourself.
How many pages does the obamacare bill have?
One of the dumbest and most irrelevant questions i've seen in a very long time. and way to show your predisposition by calling it Obamacare. It is actually, almost verbatim, a Heritage Foundation (conservative) authored plan anyway. call it Heritage care.
One person opinion is OK to express. This plan has 2000 pages. Mr. Obama said he didn't mind it called Obamacare.
Will PPO insurance still be available after ObamaCare is implemented?
Yes. Both PPO and HMO (and other types of healthcare systems) are still fully legal. What has changed is the minimum level of coverage required for a plan, not HOW that coverage is delivered.
Did Barack Obama craft a law called the affordable care act?
Yes, he did. His critics like to call it "Obama-Care," but the correct name for the bill is the Affordable Care Act. You can read about its benefits, as well as what it does not do, at the enclosed link.
Will ObamaCare protect your predisposed condition?
I think you mean a "pre-existing" condition. That refers to a condition you already have, and some health insurance companies used to refuse to cover you if you had an illness already (like cancer, or heart disease or diabetes). But under the president's health plan, companies will no longer be able to deny you coverage just because you have a pre-existing condition.
ObamaCare (the PPACA law) officially kicked in 1 Jan 2014.
Many provisions had already begun to be phased in (starting in 2012), but it is now possible to purchase insurance via a state or federal exchange, and possibly receive subsidies for that insurance. Likewise, most employers are now required to offer coverage and otherwise adhere to all the provisions of the PPACA.
There are specific "open enrollment" periods when an individual can purchase or change their healthcare coverage through the Exchanges. The current period runs through 31 March 2014. For 2015 and subsequent years, it runs 15 November through 15 January (2 months). You may only buy insurance outside those times if you have certain events (such as moving between states, birth/death/marriage, change in employer, etc.).
What is a synonym for ObamaCare?
The actual name of it is the Affordable Care Act, and some people call it Health Care Reform.
Does ObamaCare affect state employees?
Yes. The minimum standards for coverage apply to state employees, too. As does the requirement to have coverage. Virtually all full-time state employees will have state-provided healthcare that qualifies. However, some part-time employees may not, and must obtain coverage elsewhere.
How much will ObamaCare insurance cost you?
a lot less than having to pay doctor and hospital bills out of pocket with no insurance, i had a heart attack back in 2007 and the bill on that was $214,000, that would pay a lot of monthly premiums,
Is the senate and congress on Obamacare?
All Federal employees, including presidents, members of congress, and the supreme court, are already covered by a separate insurance plan that was specifically designed for them back in 1960. Thus, they do not need the Affordable Care Act, often called "ObamaCare." The new law was created to give access to health insurance coverage to millions of Americans who do not get it from their job or from other places.
Actually, under the PPACA, Congress (including all staff) was specifically required to obtain insurance via the state-level exchanges (e.g. if you were from Wisconsin, you had to buy coverage through the Wisconsin state exchange). They were excluded from the normal Federal Insurance scheme that all the rest of Federal employees get coverage from.
The sticking point has been the level of subsidy given to everyone. Currently, it appears that all Congressfolks and staff will receive a very substantial "employer contribution" - most likely, equivalent to Gold-level coverage. There are various bickering going on about this, and the ultimate amount of employer subsidy given may very well change.
Do all Americans have to be chipped under Obamacare?
Absolutely not. This is an internet myth that has no facts behind it. The president has said no such thing and no such rule exists in the health care law. Please read the bill yourself and you will see that there is nothing in it about computer chips or any other kinds of chips. I enclose a link to the Affordable Care Act (Obama Care).
How do you apply for Obamacare?
To answer this question, we would have to know whether you have insurance from your job; if your employer provides it, that will not change. Or if you are under 26 and your parents have insurance, you can now remain on their policy. Otherwise, there are a number of ways to find out which plans you are eligible for. I enclose the link to the official government website, which will explain the law and tell you how to sign up for health insurance.
Also, note that "Obamacare" is not an insurance plan of some sorts. It is an insurance regulatory framework, specifying how and where people can obtain privately-run health insurance, and it also expands existing government-run Medicaid programs to allow more people to qualify. You don't "apply" for Obamacare. You go out any apply for a government program (if you meet the qualifications) at your local Welfare office, or you get insurance through your employer, or you buy insurance through a state (or federal) Exchange system. None of these is "Obamacare" in the sense of it directly providing healthcare coverage.
How does ObamaCare affect Medicare?
Very little. There are some minor funding changes and small changes to the reimbursement schedules, but, as a whole, the normal senior citizen will see very little different. The sole obvious change will be the eventual elimination of the Part D "donut hole" covereage gap.
Otherwise, nothing has changed in how the plan operates, who is eligible, etc.
Now, the Medicaid program (assistance to the poor) has undergone significant changes, so please look elsewhere for that answer.
Where can you find the ObamaCare act you get no answers from this site it stinks?
I am not sure what site you went to, but the official government website has recently been up-graded and improved, so that it answers questions, explains what the act does and does not do, and lets you read about how the act will affect your life. I enclose the link.
What states refuse to enforce Obama-care?
As of July 1st, 2012, immediately after the US Supreme Court declared the Affordable Care Act (also known as ObamaCare) Constitutional, no state has refused to enforce it. Frankly, no state can refuse to enforce it, as it now is settled law, and MUST be followed.
However, the ACA gives the states the ability to opt out of certain provisions and several choices in how to provide care in various areas. As of Jan 1st, 2014, all states have made preliminary decisions on how they will implement these provisions.
In addition, the Supreme Court declared the section of ACA requiring the states to expand Medicare coverage for the poor to be unConstitutional. States now have a choice as to whether they will forgo certain federal benefits should they chose not to implement the Medicaid-expanding options. Primarily, this is a decisions as to whether or not a state will extend Medicaid to cover those with an income between 101% and 133% of the Federal Poverty Level. Currently, the following states do NOT extend Medicaid for this group of people: Alaska, Montana, Idaho, Wyoming, South Dakota, Nebraska, Kansas, Oklahoma, Texas, Louisiana, Alabama, Mississippi, Florida, Georgia, Tennessee, South Carolina, North Carolina, Maine, Virginia, Indiana, Wisconsin.
Utah, Pennsylvania, New Hampshire, and Missouri are still studying whether or not to expand Medicaid, and will have to make a decision by March 1, 2014.
As the law is considerably complex, please see a healthcare insurance agent in your state for the exact details of how your state implements the ACA.
Why do the Republicans hate ObamaCare?
That is a question that even some moderate Republicans are having trouble explaining. The Obama Care plan (the Affordable Care Act) is based on the successful Massachusetts plan that Mitt Romney designed, which he now seems unwilling to acknowledge, or claims was only for Massachusetts-- not what he said back then, when he was justifiably proud of it. Further, many Republicans wanted an individual mandate, and under a plan proposed by the Heritage Foundation and promoted in 1993 by Republican Senator Bob Dole, that was part of it.
But given the Republican strategy to object to anything Obama wanted, this has forced Republicans to oppose the same plans they had once strongly championed. People who study politics can only conclude the Republican objections are politically motivated. That said, there are some very real questions about the future costs of the Affordable Care Act, and these questions could in fact be debated. But the plan itself is not radical (many of the claims about it are demonstrably false, and have been debunked by fact-checking sites); and the plan itself is based on ideas both parties have agreed with in the past. So the Republican effort to demonize it is puzzling.
The GOP had people's interests at heart. This bill is much too expensive, people are losing their coverage because of mandates, and Obama lied about you being able to keep your plan and doctor. Some will, many will not. He continued to lie about this even after he knew that would not be the case!
Did the Obama-Care tax legislation originate in the House as required by the Constitution?
Yes, it did. There were competing versions of the bill in the House and the Senate, but both houses of congress, along with the president, were involved in shaping the bill into its final form. Once the Affordable Care Act, called "Obamacare" by some, passed both houses of congress, it was signed into law by the president.
