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Not generally. If the repair man is responsible for damage, he is also responsible to repair it.

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17y ago

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Does homeowners insurance cover garage door damage?

Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.


Will homeowners insurance pay for repair of broken underground sewer line?

I cannot think of any cause for a sewer line damage being caused by something that would be covered by a homeowners policy. It is probably maintenance and not an issue for your home insurance.


Does homeowners insurance cover plumbing repair to a sewer?

Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.


Does homeowners insurance cover auto damage caused by wind?

No. that's what Auto Insurance is for. Home insurance covers damage to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related damage to your vehicle.


Will homeowners insurance cover repair to chimney due to water and ice dams forming causing chimney to crack?

yes this would be damage caused by ice..not by general deterioration


Does Home Owners Insurance cover foundation repair?

It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.


What documentation is required as proof of repairs for homeowners insurance claims?

Homeowners insurance claims typically require documentation such as repair receipts, invoices, photos of the damage before and after repairs, and any relevant permits or licenses.


Will your homeowners ins cover ceiling damage from rain?

It depends on what caused the leak. If your leak was caused by a covered peril on your policy such as Hail wind fire etc, then your homeowners insurance would cover the cost of a repair and the repair of internal damage resulting from the leak. If the leak is resultant of aged material or normal wear and tear such as an old roof that has outlived the life of the material, then that is a maintenance issue and ceiling damage will continue to occur every time it rains. Your insurance company would probably fix your ceiling but not until after you replace the aged roof.


Will homeowners insurance cover the cost to repair home due to poor construction remodel?

most of the time they will only damages caused by the bad repair not the repair itself 1. Read your policy 2. Call your insurance agent and ask THEM.


Does homeowners insurance cover a shopping cart hitting a car by a person?

Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.


What are the benefits of homeowners insurance and how can it protect my property and assets?

Homeowners insurance provides financial protection against damage to your home and belongings caused by events like fire, theft, or natural disasters. It can also cover liability for accidents that occur on your property. This insurance helps safeguard your property and assets by providing funds to repair or replace damaged items and cover legal expenses if someone is injured on your property.


Will homeowners insurance cover a new roof?

Your question can be read in a couple of ways. 1. If an occurrence covered by a homeowners policy caused damage to the roof, it probably would be covered. If the occurrence that caused the damage was a type of occurrence covered by the policy, the damage would likely be covered. 2. Conversely, if the roof leaked just because it was old, insurance would not cover repair or replacement because insurance does not cover ordinary wear and tear. 3. If what you mean is whether a new roof (rather than an existing roof) is covered, the rule stated in #1 would apply.