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No, Virginia statute gives policy holders the option of buying or declining this coverage. See Virginia Code section 38.2-2201. However, an insurance company MUST atleast offer this coverage to all of its Virginia policy holders in writing. See section 2202. For more information about this topic go to www.serpefirm.com and check the FAQ and resource page.
What else can I help you with?
Is it worthwhile to have Med Pay on auto insurance?
Med Pay coverage pays medical expenses no matter who is at fault in the accident. If you do not have health insurance or if anyone who rides in your car may not have health insurance this coverage will help. Med Pay is usually not very expensive and pays for emergency room charges or more depending on what limits you choose.
Who pays for your injury if you were injured in someone else's car but have your own auto insurance as well?
The only coverage on an auto policy that covers costs for you and your passengers medical expenses is Med Pay Coverage. You health insurance will also pay for injuries. Med Pay is an optional coverage but will pay for an accident involving an automobile even when not in your car.
Will your auto insurance policy pay for your medical bills?
Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers' insurance, can fall back on yours but your rate won't increase if you're found not at fault.
Does property insurance or auto insurance pay when a auto owner damages his garage with his auto?
Auto Insurance.
In an auto accident in California do you bill your auto insurance as the primary insurance or your health insurance?
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
Who gets the car insurance med pay?
Med Pay is a coverage for you and your passengers meant to pay quickly without regard to fault for smaller medical expenses such as emergency room visits. If the person also has health insurance the health coverage will pick up after the Med Pay coverage is exhausted.
Do they sell pip car insurance in Virginia?
They do sell Personal Injury Protection coverage plans in Virginia, but it is not mandatory. Therefore, if you want to buy PIP auto insurance, be prepared to pay a premium over plans without it.
Will your health insurance pay first if you are in a car accident?
No. You auto insurance has to pay first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been exhausted.
Can you get insurance on auto that is not in your name?
You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.
where can i get insurance that covers all auto repairs ?
US Fidelis offers insurance for auto-repairs. They pay the repair shop while you pay your monthly insurance cost to them
Can liability insurance cover fines and penalties?
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
