answersLogoWhite

0

Yes, in the state of Texas, a creditor can come right to your house if you owe debts. However, in other states, the creditor must first get court papers to just show up at your residence.

User Avatar

Wiki User

10y ago

What else can I help you with?

Related Questions

Can a debt collector come to your house without prior notification?

No he certinally CANNOT. It's not allowed. Not legal.


Defrauding a secured creditor law in Texas?

In law 48, what is a creditor? Is law 48 fair to creditors?


Can a creditor garnish social security in Texas for deficiency after repo?

NO. Social Security income is protected from creditor claims.


In the state of Texas can a creditor put a lien against your home for a repossessed vehicle?

The answer is yes, if the creditor brings you to court on the matter.


Can a lien be placed against a house in Texas for a car that was purchased in California and then repossessed in Texas?

Yes. The creditor can sue the debtor in Texas and use a judgment award to place a lien against property belonging to the debtor. I'm not a lawyer and would encourage you to call one. But I believe the previous answer is incomplete. If you reside in Texas, and you LIVE in the home in question, a judgment award cannot really be used against that property. If they put a lien on the house, all you need to do is claim "homestead exemption" and tell the creditor to remove the lien. They are required to do that. If they refuse, you can sue them for damages. The creditor can place a lien on OTHER property that you own (i.e. not your primary residence). Or any property that you inherit.


How would you use creditor in a sentence?

"The creditor came to the house to see what would need to be repaired after foreclosure"


If you have a judgment against you and you live in Texas and don't have a house or car in your name can they take money out of your checking account?

Yes. Texas does not allow wage garnishment for creditor debt but it does allow bank account levy even if the account is jointly held.


With a cross collateralized debt when the vehicle was surrendered can the creditor demand payment for deficiency?

In the state of Texas, yes the creditor can follow for the deficiency balance.


Can a loan company file a judgment in Texas?

Any creditor who is owed money and for whom the contract has not been honored by the borrower can file for a judgment in Texas and every other state of the US. Whether or not the creditor will receive that judgment is a matter up to the courts, however the judgment typically goes in favor of the creditor.


Can a person's wages or bank account be garnished for credit card debt in Texas?

The creditor would need to obtain a lawsuit judgment from the Texas court before wage garnishment would be allowed. Texas only allows garnishment of wages when there are no other means for a judgment creditor to collect a debt owed. If a judgment has already been entered against the debtor in a different state, the judgment creditor can place a "foreign" judgment lien against property owned by the debtor.


Do the Jonas brothers live in California?

Yes they do, but also have a house in texas. they come there about every 2 weeks.


Can a judgment in Texas put a lien on home?

No. A judgment creditor can place a lien against real property but a forced sale of a homestead is not possible. Texas is one of the few states that has a constitutional statute that directly forbids the forced sale of a primary residence for creditor debt. No, Texas has a specific statute which directly forbids the forced sale of a homestead for creditor judgments.