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In South Dakota, earnings are subject to garnishment. This includes wages, salary, commission, bonus, or otherwise, and includes periodic payments pursuant to a pension or retirement program. However, South Dakota limits the amount of wages which may be garnished.

In most cases, creditors must first obtain a court order stating that you owe them money before they can garnish your wages. However, a court order is not needed in cases of unpaid income taxes, court ordered child support, child support in arrears, and defaulted student loans.

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