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Third party insurance for cars provides coverage for damages or injuries caused to another person or their property in an accident where you are At Fault. This type of insurance can help protect you from financial liability and legal expenses in such situations. It is a legal requirement in many places and can provide peace of mind knowing that you are covered in case of an accident.
What else can I help you with?
What if your car is stolen and you have third party only cover?
I think you are not covered. Third party insurance only covers you for damage to other peoples cars. If you have third party, fire and theft then you would be covered.
If you drove someone else car and they did not have car insurance but you have car insurance will your car cover the damges of the uninsured car?
If you're over 25 and have comprehensive insurance, you're covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a third party involved they're covered.
What is the minimum insurance cover in the uk?
Minimum insurance for cars is 'third party' insurance, for housing it's 'contents'. Third party insurance for vehicles does not cover damage to the owner's vehicle, only fire, theft and damage caused to other vehicles in an accident. Contents insurance for housing insurance, only covers damage to the internal furnishings against natural disasters (flood for example) It does not cover the cost of repairing the building itself.
What type of insurance pays to fix damages that you cause but does not cover your own car?
It is called "Third Party Insurance Cover" and in most countries it is a legal REQUIREMENT to have this cover on ALL cars being driven on public roiads. It is normally sold to you as "Third Party, Fire and Theft" and covers for those 3 eventualities. The insurance that covers injury to YOU and YOUR car if you are at fault is called "Comprehensive Cover" - (this includes "Third Party, Fire and Theft" cover too).
If you have insurance can you drive any car?
Depends on your insurance contract, look at the small print. Some contracts permit you to drive other cars with the owners permission, but, in the UK, give 'Third Party Only Insurance', meaning that if you have an accident, the insurance covers the car you have bashed, but not the car you are driving. So check your policy carefully.
If all four of you in a car accident are on the insurance policy will you all be looked after?
It depends on the policy wording (what you purchased with the policy). Most governments require all cars to have basic third party insurance to be legally on the road. Third party insurance covers all property and people damaged or injured by the driver of a car if that driver is at fault - the "people injured" will include passengers in the car of the driver at fault. Comprehensive insurance covers all that third party insurance does but also includes the drivers car and the driver, even if the driver is at fault. The insurance companies covering the two cars will work out between them which insurance pays for what. Basically passengers, bystanders and drivers not at fault will get paid out by the insurance of the driver who was at fault. However injured passengers should pursue their claim against both drivers (let the insurance companies courts decide who pays in the end) individually. They need to get their own legal representation - get their own attorney /solicitor. THEY WILL NOT BE "LOOKED AFTER" they HAVE to claim for themselves.
In 1973 what did motorists have to do in Australia?
I'm guessing they had to drive with the air conditioning turned on Maximum. It was very hot that year. The above is not the answer. Few Australian cars had air conditioning in 1973. 1973 was the year that motorists first had to start paying compulsory third party insurance on their cars.
What kind of car insurance is required?
There are various types of car insurance, the one you choose depends absolutely on you. By law you are required to have a minimum kind of insurance meaning it is criminal to drive without an insurance cover. Be that as it may, the available cover vary with the cover they offer. Private Car Insurance policy cover is divided into three, from the highest to the least here they are:COMPREHENSIVE : this in is an all risk cover and it covers your vehicle and third party's vehicles against accident, theft, fire and other road risks also covers Third party injury, medical expenses etc.THIRD PARTY FIRE & THEFT: this a restricted cover, which covers injury to and damage to Third Party's car and covers own car against Fire and Theft alone.THIRD PARTY: this is the least kind of cover and by far the cheapest. It cover injury to and damage to Third Party car only.Therefore, take any of the above with respect to your budget and your car (my advise - expensive cars should be insured on Comprehensive basis).
Why do you need insurance for your car?
All cars being driven on the public roads need to have at least third party insurance to be legally on the road.Third party insurance means that if, when driving your car, you have an accident that harms someone else (hit a house, kill a cow, hit another car, or injure a pedestrian) the cost of this (repairing the house, replacing the cow, mending the other car, compensating the pedestrian) will be paid for by the insurance (unless you are very rich you would not be able to meet these costs). Thus all cars must have this insurance or if you do have an accident the people you harm will not be compensated when the accident is your fault.You can voluntarily purchase a higher level of insurance which would also compensate you for your losses/injuries if you have an accident that was your fault. This is comprehensiveinsurance.Please do not drive a car if you do not have third part insurance, apart from breaking the law, if you do harm someone then there will be no money to help them.
What are the benefits of having RBC insurance?
RBC insurance offers many other options that are different than most insurance companies. Some include specific retirement funds, insurance for homes, cars, boats, and help with paying off loans.
Can you give someone permission to drive your car when fully comprehensive?
short answer no, unless your insurance policy states any driver, then you will still have to check for any age restrictions. Drivers with comprehensive insurance will generally have emergency cover to drive other cars but this will only be third party, again you will need to check your policy documents.
What services does Shannons Car Insurance provide?
Shannons Cars Insurance provides services such as insurance for classic cars, vintage cars and custom collectible cars. They also provide auctioning service for these cars.
