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Absolutely - contact a local independent agent or broker. I've actually insured several sharpening services in my local area over the years. You'll want to request coverage for "broad form property damage" to remove the exlusions in section J (ask the agent to explain the CCC issue - if he/she can't explain then find another agent, quickly...) and you may want to consider some sort of "bailee" coverage, to protect you if anything happens to the property of others in your custody (such as theft).
What else can I help you with?
What is the right insurance coverage for an HVAC service and maintenance contractor?
"Commercial General Liability" is the appropriate coverage policy type for an HVAC service technician or company.
What sort of liability insurance does one need for a sole proprietor carpet cleaning service?
GL or General Liability
What is another name for liability insurance?
Another name for liability insurance is "third-party insurance." This type of insurance provides coverage for claims made by third parties for damages or injuries for which the insured is found legally responsible. It is commonly used in various contexts, such as auto insurance, general liability insurance for businesses, and professional liability insurance for service providers.
Would a General liability policy afford coverage to cars parked in a parking lot during insured's event at a school?
If you purchased the proper coverage including coverage for the parking lot service then yes it would cover certain damages that you may be held liable for. If your insurer was unaware of this part of your operation then there is likely no coverage for it as it would not have known to schedule it on your policy.
What is general liability class code 47367?
General liability class code 47367 typically pertains to businesses involved in the operation of a landscaping or lawn care service. This classification is used by insurance companies to assess risk and determine premiums for liability coverage. It generally covers services such as lawn maintenance, planting, and groundskeeping, and may also include risks associated with equipment used in these operations. Businesses falling under this code can expect specific coverage tailored to the unique risks of the landscaping industry.
What is class code 10073 for general liability insurance?
10073-0-Automobile Repair or Service Shops
What types of car insurance coverage does State Farm offer?
State farm offers many kinds of car insurance coverage. They offer comprehensive insurance, liability insurance, personal injury coverage, uninsured and underinsured motorist coverage,as well as rental reimbursement and Emergency Road service.
What types of businesses sell Company Liability Insurance?
The Company Liability Insurance is a protection service. The company that sells the insurance is called Nationwide, and the base is in Colombus. One thing that is unique with this insurance is the uninsured and underinsured mororist coverage.
Does a California LLC that provides the service of doing paperwork for other companies or individuals need errors and omissions insurance?
If you want to be insured against liability for a mistake on the paperwork it would be advisable. Your Commercial Liability policy would not provide coverage for damages or losses resulting from errors or mistakes in the professional service you provide.
What is general liability classification 99613?
General liability classification 99613 typically refers to insurance coverage for businesses that provide various services, such as consulting, education, or training, but do not engage in manufacturing or construction. This classification is often used for professional service providers to protect against claims related to bodily injury, property damage, or personal injury arising from their services. The specifics can vary by insurer, so it's important for businesses to verify details with their insurance provider.
Do you need liability insurance for a cleaning service?
Commercial Liability Insurance It may not be required by law, but it could be a good idea to carry some liability coverage, a minimum of $100,000 in case of an accident, injury or property damage to another party (usually your client) resulting from your operations or completed work. It will most likely be a contractual requirement of any sophisticated or government clients. The cost differential between $100K & $1M of coverage will be minimal - strongly consider the higher limit.
Does insurance cover damage from thermal treatment?
No,, Your home insurance policy does not cover work performed by your chosen contractor. That's what the Contractors Liability insurance is for.Your contractor who provided the thermal treatment service should have General Liability Insurance to cover damages that were created or caused by the work they performed.Never hire a contractor without first verifying they have the appropriate coverage to protect their clients.
