When a hot water tank leaks in a multi-family residence, there are several scenarios for who fixes and who pays for the fixes caused by the water damage, and they may be different
First, as the owner of the tank, you may have first responsibility to pay. The association probably has responsibility to fix any damage.
Second, if the association has taken over responsibility for hoses, drains, water heater tanks and other potential leak sources and the board failed to inspect the heater as scheduled, then the association may be responsible for both.
Third, if the heater is shared by multiple units, and is not a tank, but an 'always hot' green, tank-less heater, the owner(s) of the Plumbing fixture may be responsible to pay for the repairs and the association is responsible to affect the repairs.
Read your governing documents to determine who owns what parts of the building(s).
If it was determined that the condominium did not bear any blame, then you are the one who would be responsible.
If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.
Read your governing documents to determine this responsibility.
Your personal condo insurance should cover it under the liability section. It will not be a penalty to you.
Let your condo insurance company duke it out with the master policy insurance co.
Read your governing documents to determine who owns the driveway. The owner of the driveway, which may not be the owner of the condominium unit, is responsible for 'fixing the driveway'. Best practices dictate that at least you file a maintenance request for the repairs you believe are required.
A little, but they are different. A townhouse is usually a row house, one of several attached buildings. They may have completely separate ownership. A condominium ("condo") is often more like an apartment but essentially it is a residence that is part of a group that has shared management and maintenance. The condo owner is responsible for inside the walls the a Home Owners Association (HOA) is responsible for the outside and the grounds. The condo owner will pay a monthly fee to the HOA for this work.
If the master policy is written to include flood coverage, then, yes.
Read your governing documents to determine who owns the fuse panel, the unit owner or the association. As well, your board can help you determine who is responsible to fix/replace the panel and who is responsible for paying for it.
Read your governing documents to determine whether or not you are indeed responsible for watering your front lawn.Otherwise, if the association is responsible for watering, you can send a request to the board in writing and ask for their answer to your question.
If you have your own water heater there should be a shut off at the heater. If not I would look under the kitchen sink. There may be shut off valves at each fixture. If there is a central water heater in the basement, there would be a shut off to each unit.