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I have home insurances from Mercury. They did not cover for the damage of water heater nor the labor cost to install a new one. You should buy separate insurances that covers such things, like water heater, faucets, tank gas, stove, etc Hope that helps Long Beach student.
Wiki User
∙ 15y ago
Wiki User
∙ 12y agoIt depends on how your water heater was damaged. Fire, wind, hail, etc. The same as the rest of your property, and subject to your deductible, See you schedule of covered perils for a complete list.
Bear in mind that most home water heaters can be repaired and even completely replaced for far less than the cost of the typical homeowners insurance deductible.
A Broken water heater resulting from deterioration due to age or normal wear and tear are considered home maintenance issues and are not covered perils under a homeowners insurance policy.
Although the water heater itself may or may not be covered depending on the cause of the break. ensuing damage would be covered if your home insurance policy has coverage for damage from an accidental water discharge.
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Will insurance cover a hot water heater?
Regular home owners insurance does not cover a water heater. If it leaked and damaged the floor, carpet, walls or furnishings, those would be covered, but not the heater.
Will a home owner's policy replace water heater?
Regular insurance will not. If you just purchased the house and have warranty insurance and the water heater is listed it will.
Will homeowner insurance cover lawn water line breakage?
No. Home insurance is meant to cover losses that are sudden and accidental. A water line break is normally caused by earth movement (excluded in home policies) or roots growing into the line (not sudden). Sorry!
Does allstate cover damage from a water heater?
They cover just about everything if you have the right policy
What plumbing does landlord insurance cover?
Insurance companies do not cover plumbing pipes, most insurances will only cover geysers as far as geyers are concerned
If we have acidic water and our hot water heater busted after 2.5 years and ruined our floor is that wear and tear?
For the tank yes.For the floor no, it would be accidental damage.Your home owners insurance should cover the floor but not the tank.
Does home owners insurance cover water damage caused by the neighbor?
cover
Does insurance cover water damage?
That depends on the individual contract. Insurance products differ.
Does homeowners cover water damage from a leaky roof?
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
If you are renting an apartment and the water heater suddenly starts leaking will the landlord's home insurance cover damage to books and comic books?
Typically, the landlord's home insurance would cover damage to the structure of the apartment but not your personal belongings like books and comics. You would need to have renter's insurance to cover damage to your personal property in such a situation. It's important to have your own coverage to protect your belongings in cases like this.
Why is your hot water heater wrapped in a thick cover?
To keep the water hot longer. Saves on heating costs.
Is your boat covered with marine insurance?
You can get coverage on a boat with marine insurance. It will cover the boat while on the water.
