To clear your name from ChexSystems, start by obtaining a free copy of your report from their website to identify any negative entries. After reviewing it, contact the financial institutions that reported the negative information to dispute inaccuracies or request the removal of outdated entries. You can also request a reinvestigation of disputes from ChexSystems directly. If the issues are resolved, ensure to follow up and check your report again to confirm the changes.
www.chexhelp.com
Yes...and will deny taking or cashing any type of check if Chexsystem's gives negative information.
Yes they do.
Yes
Yes. Almost every bank does.
Yes, a levy on a checking account will be notated to chexsystem or a similar system. Anything that involves your checking account in a negative way will be shared in a reporting system.
It stays on your record for 5 years.
U.S. Bank and Wells Fargo.
No, but it will impact whether you will be allowed to open up a checking account.
Mark Clear's birth name is Mark Alan Clear.
No, while the credit repositories disseminate both negative and positive credit data. Chexsystem only gives out negative information about a credit file. For example, if they have presented any NSF checks in a given period and the disposition of those checks.
Chexsystem is a national database the banks use to track people who have had problems with their banks accounts and have had them closed. The reason for closure can be as extreme as bank fraud or it can be for bounced checks, unpaid fees or other reasons. Once you're in Chexsystems you stay for 5 years, even if you pay off what you owe.