Typically no. Condos present a very different risk to insurers than a single family home. policies issued for condo owners generally cover only the interior portions of the unit. Sometimes referred to as "Wall to Wall" coverage or "Sheet Rock to Sheet Rock". Anything inside the walls is usually not covered.
Plumbing leaks in Condos are usually covered under the Condo Associations master risk policy for shared structure and conveyances.
Condo insurance can be purchased at the same places that sell homeowners insurance and will cover the costs of your property inside your condo and will pay for damages incurred.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
If you are speaking of insurance for the association and the common areas owner by the association, no; it would be a commercial property policy that is implicated. The condo dwellers themselves are in the private market. That being said, the policy form used for condo dwellers is sometimes different from that used by a single family home.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Homeowners insurance does not cover automobile nor there parts.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
First, he should have homeowners insurance (or condo insurance) to cover this catastrophie. If not, he can be sued and his accounts can be siezed if ordered in court.