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There are a variety of insurance companies that sell home insurance that protects against damage from fire and water. The companies Liberty Mutual and Amica, for example, both offer this insurance.

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12y ago

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What companies in the United States offer protection and insurance for flood and water damage?

Some companies in the United States that offer protection and insurance for flood and water damage include State Farm, Allstate, Nationwide, and Farmers Insurance. It is important to contact multiple insurance providers to compare coverage options and pricing specific to your location and property.


Where can one purchase unoccupied building insurance?

One can purchase unoccupied building insurance from most companies that offer home insurance, and it will offer cover for fire or water damage as well as contents insurance if required. Moneysupermarket or Compare The Market are good comparisons sites to find a quote for this kind of insurance.


Does homeowners cover water damage from a leaky roof?

In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.


Does insurance cover water damage?

That depends on the individual contract. Insurance products differ.


Does homeowners insurance cover damage done by foundation failure?

No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.


Will my homeowners insurance pay for damage due to water leaks?

In most instances it seems not. When getting home insurance make sure to specify you want water damage insurance as well and GET IT IN WRITING BEFORE YOU AGREE TO THE POLICY!


What are average costs to repair water damage per average insurance claims?

Some websites say the average water damage insurance claim is $7,500 including drying and reconstruction.


Does homeowners insurance cover water damage from leaky windowas?

Not usually. Usually water damage has to be from a sudden burst of plumbing or flood or some sort. Any negligence in homeowning is a touchy subject for insurance.


Does homeowner's insurance cover non-flood damage for water in basements?

Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover


What is state farm's water damage policy in Texas?

It's the same as for any other insurance company in Texas or anywhere else. If you have the coverage on your policy then they will pay the damage claim. If you did not purchase the coverage then they will not pay the claim. It's the same with all insurers.


Should you purchase flood insurance if you rent an apartment in Texas?

Purchasing flood insurance would depend on where you live in Texas. Dallas and Fort Worth, for example, employ many people to restore damage done by water and have been named in state disaster declarations in the past, so the purchase would be wise in these locations.


What does the phrase renters insurance mean?

Renters insurance is insurance purchased by renters to protect their personal property in situations of fire, theft, water damage, or any other unforseen circumstance not covered by the landlord's policy. Renters insurance also helps protect renters against personal liability if someone is hurt, whether in the home or away from it, and damage to the rental unit caused by a covered loss.