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It may depend on the type of policy you purchased, A conversation with your insurance agent should let you know if you have the needed coverage.
Most home insurance policies cover sudden accidental losses resulting from the listed covered perils such as fire, wind, hail, falling objects etc. Damage resulting from encroachment of tree roots are usually not a covered peril as this is generally considered an owners maintenance issue.
In any case you should discuss the matte r with your insurance agent to determine what type of policy and scope of coverage you have and explore any coverage options that may be available on your policy.
What else can I help you with?
Does home insurance cover leaks from the roof?
It depends on teh cause of the damage. If you had a big storm that caused a tree to fall on your roof and puncture it and rain came in at the same time then yes it would cover the damage. If you had leaks in the roof due to lack of maintenance and leaks occured in the roof then no it would no cover this type of damage. Home insurance covers damage that is "sudden and accidental" and caused by a covered cause, it does not cover maintenance, normal wear, and damage that happened over a period of time.
Does homeower insurance cover carbon monoxide leaks?
It just depends on what caused the leak. Was the cause of the leak by a covered peril such as fire, wind, hail etc? If so, then yes it would be covered. If not, then it would not be covered.
Should you pay for slab insurance when the insurance company say they will not pay a claim if the slab cracked and caused a leak?
If you have a history of slab leaks, slab insurance may be the way to go. If your leaks are caused by earthquakes, then you may want to have the insurance, but it is not the most common, overall, for a slab leak to be caused by shifting/cracked slab. Your decision should be based on whether you think there is a good chance that a slab leak will happen again.
Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.
If the immersion cylinder leaks causing water damage will the insurance cover the cost to call out a plumber to fix and repair the problem.?
generally speaking if a leak from a domestic appliance causes damage, the damge caused by the leak is covered. the cost to repair the appliance is not.
Does homeowners insurance cover mold mildew leaks and water damage?
They will not cover mold and mildew damage since the do not cover damage that has been happening for an extended period of time. They may cover water damage if it happened suddenly. It depends on how your policy was written.
Will homeowners insurance farmers cover waste line leaks and mold?
You'll need to talk with your insurance agent or the company. It just depends on what caused the leak. See your home insurance policy schedule of coverage, Typically fire, wind, hail etc. If they are just old and worn out then no they would not be covered as that is just a normal and expected owners maintenance issue.
If air conditioner leaks in house is it covered by insurance?
Check your policy and call your agent or insurance company. Find out if you have coverage for an AC, the type of damage caused by leaks and if there is a deductible. If the air conditioner is still pretty new, check your warranty and talk with the store you bought it from.
Why is oil getting in antifreeze of your 87 b2000 causing thermostat to stickand engine overheat?
Oil/antifreeze mix is usually caused by head gasket leaks or valve cover gasket leaks.
Does homeowners insurance cover leaks?
Just contact your insurance agent and ask if you have coverage for your pool structure. If your pool is a covered structure then you shoud have coverage for accidental damages by the perils specified. Typical perils include fire, wind, hail, falling objects, etc. Some policies may also extend coverage for damage resulting from ground movement. Bear in mind that normal wear and tear, expected maintenance and repair, is not a covered peril under your home insurance policy. So it may depend on what caused the pool leak.
Who is responsible for costs when a toilet backs up and leaks to unit downstairs in condo?
Your personal condo insurance should cover it under the liability section. It will not be a penalty to you.
Will renters insurance cover damage to the floor if your aquarium leaks?
Firstly, the home doesn't belong to you so it would not cover to fix your landlords property. Also, the reason is a maintenance issue and not a covered cause anyway.
